12928 LEXINGTON SUMMIT STREET, ORLANDO, FL, 32828
Active64 days on marketListed Aug 15, 2026MLS #O6432841
About this home
12928 LEXINGTON SUMMIT STREET
**Beautifully Maintained End-Unit Townhome with Unobstructed Lake Views!** Welcome to this beautifully maintained 3-bedroom, 2.5-bath end-unit townhome, ideally located in the desirable gated community of Waterford Villas. Enjoy peaceful, unobstructed lake views and an exceptional location just across the street from Waterford Plaza, offering convenient access to a movie theater, fitness center, restaurants, shopping, and everyday amenities. This move-in-ready home has been thoughtfully updated with **new flooring (2025)**, **fresh interior paint (2025)**, **kitchen appliances (2021)**, and a **newer A/C system (2021)**. Upstairs, the spacious primary suite features a large bedroom, generous bathroom, and walk-in closet. Two additional bedrooms are thoughtfully separated from the primary suite by a versatile loft area, providing added privacy and flexible living space. The conveniently located upstairs laundry room is close to all bedrooms for maximum ease and functionality. Residents of Waterford Villas enjoy a well-maintained community featuring a **community pool and playground**. The location provides easy access to major highways, UCF, Valencia College, shopping, dining, entertainment, and numerous other amenities. **A wonderful opportunity to move in to a beautifully updated townhome with a spectacular lake view in a prime location!**
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,889
Sqft
0.04 ac
Lot size
1
Garage
2004
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$1 vs $237
Days on market
64 vs 61 typical
Where $1/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterford Villas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Waterford Villas — neighborhood snapshot
Population
1,000
Median age
34
Median income
$74,504
Median home value
$230,700
Avg household
2
Households w/ children
27%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
212 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12928 LEXINGTON SUMMIT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$368,000
12605 SOMERSET OAKS STREET · same community
3 bd · 2.5 ba · 1,889 sqft · $195/sqft · 25 DOM
Sold · Nov ’25$350,000
12706 SOMERSET OAKS STREET · same community
3 bd · 2.5 ba · 1,874 sqft · $187/sqft · 59 DOM
Sold · Oct ’25$335,000
12659 LEXINGTON SUMMIT STREET · same community
3 bd · 2.5 ba · 1,824 sqft · $184/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 12928 LEXINGTON SUMMIT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12928 LEXINGTON SUMMIT STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12928 LEXINGTON SUMMIT STREET FAQs
What would the monthly payment be for 12928 LEXINGTON SUMMIT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12928 LEXINGTON SUMMIT STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $2,300, this home is listed about 99% below the Orlando median of $379,999. The market section on this page shows how the area is trending.
Which schools are assigned to 12928 LEXINGTON SUMMIT STREET?+
Legacy Middle (middle), Castle Creek Elementary (elementary), East River High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME WISE REALTY GROUP, INC. · Hazem Ibrahim. MLS #O6432841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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