
12720 LEXINGTON SUMMIT STREET, ORLANDO, FL, 32828
Active6 days on marketListed Oct 12, 2026MLS #O6449039
About this home
12720 LEXINGTON SUMMIT STREET
REFRESHED 3 BED/2.5 BATH TOWNHOUSE LOCATED IN WATERFORD LAKES!! Welcome home to your own beautiful townhouse located in one of the most convenient spots this side of town, Waterford Villas! Crossing one of the quiet backstreets to the Waterford Lakes Town Center makes it feel like the best of East Orlando's shopping and dinning was built just for you! 3 bedroom, 2.5 bathroom property. Laminate downstairs and NEW carpet upstairs give you the best of low maintenance in your living areas and cozy comfort in your sleeping areas. NEW interior paint throughout. The downstairs area features an open floor plan with a great flow from the kitchen through the living room. Downstairs powder room for your guests. Kitchen offers stainless steel appliances! Built in breakfast bar seating leaves plenty of sitting area and cooking space. Head upstairs to the three bedrooms and 2 full bathrooms. The large, master bedroom features private bath, walk-in closet, and more space than you could hope for. Upstairs you'll also find a laundry closet that with washer/dryer for your convenience. Park in your private 1 car garage. Community amenities include gated access, pool, playground, and lighted walking path around the pond and fountain. Convenient location with easy access to 408, 417, and I-4 highways. Short drive to Valencia College, UCF, and downtown Orlando. Don't miss this opportunity to make this Townhouse your home! **Separate HOA approved required before occupancy. **Renters Insurance Must be Obtained and Submitted Prior To Move In Date. By applying for this eligible property, Resident understands and agrees to auto-enrollment in the Utility & Maintenance Reduction Program, which includes AC filters being shipped to the property. Additional Fees Apply: Administration Fee $250 Pet Privilege Application Fee: $30 Pet Privilege Fee: $250/ On Time Fee, per pre-approved pet Pet Privilege Rent: $25/Monthly, per pre-approved pet Utilities & Maint Program: $15/mo (All Fees are subject to change without prior notice) Please Note: Applicant(s) maybe subject to HOA application fees, deposits, rules, policies, procedures, and processes. All County does not accept responsibility for HOA rental fees and/or board approval process. *Security deposit listed is the standard deposit amount. Final deposit amount may vary based on screening results and rental criteria.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,483
Sqft
0.04 ac
Lot size
1
Garage
2004
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$1 vs $237
Days on market
6 vs 61 typical
Where $1/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterford Villas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Waterford Villas — neighborhood snapshot
Population
1,000
Median age
34
Median income
$74,504
Median home value
$230,700
Avg household
2
Households w/ children
27%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
212 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12720 LEXINGTON SUMMIT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$329,000
12644 SOMERSET OAKS STREET · same community
3 bd · 2.5 ba · 1,353 sqft · $243/sqft · 25 DOM
Sold · Jul ’26$320,000
12769 LEXINGTON SUMMIT STREET · same community
3 bd · 2.5 ba · 1,347 sqft · $238/sqft · 62 DOM
Sold · Aug ’26$292,000
13054 LEXINGTON SUMMIT STREET · same community
2 bd · 2.5 ba · 1,264 sqft · $231/sqft · 190 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 12720 LEXINGTON SUMMIT STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12720 LEXINGTON SUMMIT STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12720 LEXINGTON SUMMIT STREET FAQs
What would the monthly payment be for 12720 LEXINGTON SUMMIT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12720 LEXINGTON SUMMIT STREET?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $2,195, this home is listed about 99% below the Orlando median of $379,999. The market section on this page shows how the area is trending.
Which schools are assigned to 12720 LEXINGTON SUMMIT STREET?+
Legacy Middle (middle), Castle Creek Elementary (elementary), East River High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32828 market on paper
$2,195 is 99% below the ORLANDO 32828 median of $429,990, and at $1/sqft it sits under the Orlando average of $260.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Orlando market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ALL COUNTY CFL PROPERTY MGMT · Vicky Ramos. MLS #O6449039.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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