3004 PLAZA TERRACE DRIVE UNIT 3004, ORLANDO, FL, 32803
Active69 days on marketListed Aug 12, 2026MLS #O6433192
About this home
3004 PLAZA TERRACE DRIVE UNIT 3004
Seller may be willing to help "buy down" buyer's interest rate. This condo is located in one of the most sought-after Winter Park school districts and just a short walk to the Audubon Park Garden District shopping and entertainment. The community includes a personal parking space, a nice view of Druid Lake and the downtown city skyline from the pool deck, two private swimming pools, a fitness center, and as an added bonus... is pet friendly! This move-in ready 2 bed/2 bath home features numerous updates that provide both comfort and peace of mind, including laminate flooring and carpet (2018), new roof (2018), HVAC (2020), washer and dryer (2021), dishwasher (2024), and a brand-new electrical panel (2026). You'll also love the private balcony space with additional storage. (a credit of $1,500 is offered for new carpet in bedrooms if needed) All this for under $260,000!!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
890
Sqft
0.22 ac
Lot size
1972
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,450 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,450/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.6%
$/sqft vs Orlando actives
$292 vs $237
Days on market
69 vs 61 typical
Where $292/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Audubon Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Audubon Park — neighborhood snapshot
Population
2,202
Median age
38
Median income
$102,601
Median home value
$411,044
Avg household
2
Households w/ children
284
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
209 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3004 PLAZA TERRACE DRIVE UNIT 3004
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$282,000
3046 PLAZA TERRACE DRIVE UNIT 3046 · same community
2 bd · 2 ba · 890 sqft · $317/sqft · 2 DOM
Sold · Feb ’26$268,500
3016 PLAZA TERRACE DRIVE UNIT 3016 · same community
2 bd · 2 ba · 890 sqft · $302/sqft · 40 DOM
Sold · Feb ’26$285,000
2992 PLAZA TERRACE DRIVE UNIT 2992 · same community
2 bd · 2 ba · 890 sqft · $320/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3004 PLAZA TERRACE DRIVE UNIT 3004 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3004 PLAZA TERRACE DRIVE UNIT 3004 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3004 PLAZA TERRACE DRIVE UNIT 3004 FAQs
What would the monthly payment be for 3004 PLAZA TERRACE DRIVE UNIT 3004?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,450/mo — principal and interest, the actual property-tax bill, the $289/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3004 PLAZA TERRACE DRIVE UNIT 3004?+
The association fee works out to $289 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3004 PLAZA TERRACE DRIVE UNIT 3004?+
The most recent tax bill on record (2025) was $4,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3004 PLAZA TERRACE DRIVE UNIT 3004?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $259,900, this home is listed about 32% below the Orlando median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3004 PLAZA TERRACE DRIVE UNIT 3004?+
Audubon Park School (elementary), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Shirley Jones. MLS #O6433192.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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