CENTURY 21 Edge
$2,500,0005 bd5 ba4,895 sqft$511 /sqft$15,041 /mo all-in ↓

10445 MIDDLEWICH DRIVE, ORLANDO, FL, 32832

Active8 days on marketListed Aug 26, 2026MLS #O6433660

New constructionPrivate poolSingle Family ResidenceEAGLE CRK PH 1C -2

About this home

10445 MIDDLEWICH DRIVE

Under Construction. Experience luxury living in the highly sought-after gated golf community of Eagle Creek with this exceptional 4,895-square-foot Jones Homes Custom Hudson floor plan. A new floorplan to the community, this impressive 5-bedroom, 5-bathroom residence offers an incredible opportunity to buy a premier custom home with spectacular golf course and water views. The views are truly one of the defining features of this home. The golf course and water create a stunning backdrop throughout the property, offering beautiful vistas by day and an exceptional setting for evening sunsets and outdoor gatherings. Designed for both elegant entertaining and comfortable everyday living, the Hudson features a spacious first-floor primary suite with two walk-in closets and a luxurious en-suite bath complete with a soaking tub and separate shower. The home also offers first- and second-floor laundry rooms for ultimate convenience. Entertain in style with a dedicated media room, bonus room, and impressive sports bar with custom built-ins. A beautiful wine room with built-ins and a wine refrigerator adds an elegant touch for the wine enthusiast. Outdoor living is equally impressive with a covered lanai, rear balcony, and an amazing pool overlooking the picturesque golf course and water. Additional highlights include a 3-car garage and thoughtfully designed living spaces throughout. Located in the premier gated community of Eagle Creek, residents enjoy access to championship golf, community pools, tennis courts, fitness facilities, and a clubhouse, all in an exceptional location. This is a rare opportunity to own a stunning Jones Homes Custom Hudson residence with an extraordinary combination of space, amenities, and views in Eagle Creek.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,895

Sqft

0.27 ac

Lot size

3

Garage

2026

Year built

Two

Levels

$511

Per sqft

Private poolFireplaceGolf Course & Water view

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionStucco
FoundationSlab
ViewGolf Course · Water
FacesEast
ExteriorIrrigation System · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$205/mo
Taxes (2025)$2,985/yr
PetsBreed Restrictions
CommunityGated Community - Guard · Golf Carts OK

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$15,041 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,490
PMI (est., until 20% equity)$938
Property tax — 2025 actual bill$249
HOA fee — from the listing$205
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $250,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $250,000
Interest rate6.00%
Loan term

Estimated payment

$15,041/mo

Principal & interest$13,490
PMI (est., until 20% equity)$938
Property taxes (actual bill)$249
HOA / condo fee$205
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$511 vs $250

Days on market

8 vs 42 typical

Where $511/sqft sits among the 400 Orlando actives

102
138
98
27
10
25 · this home
$140–201$201–263$263–325$325–387$387–449$449+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Creek

Drive times from this address

Orlando Int’l Airport (MCO)22 min
Downtown Orlando27 min
Walt Disney World33 min
Universal Orlando34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Eagle Creek — neighborhood snapshot

Population

7,569

Median age

37

Median income

$136,670

Median home value

$626,700

Avg household

3

Households w/ children

1,420

For the school run

Orange County School District

ElementaryEagle Creek Elementary★★★★
HighLake Nona High★★★★
Middle34-M-W-7 (34-M-N-7)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

216 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 495% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

Aug 26, 2026Listed at $2,500,000 · 8 days on market since
2026Built · EAGLE CRK PH 1C -2

Reality check

What actually sold near 10445 MIDDLEWICH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16901 LONE OAK CIRCLESold · Dec ’25

$1,379,390

16901 LONE OAK CIRCLE

5 bd · 5 ba · 4,525 sqft · $305/sqft · 3 DOM

16841 LONE OAK CIRCLESold · Nov ’25

$1,397,095

16841 LONE OAK CIRCLE

5 bd · 5 ba · 4,469 sqft · $313/sqft · 0 DOM

16848 LONE OAK CIRCLESold · Dec ’25

$1,249,400

16848 LONE OAK CIRCLE

5 bd · 4.5 ba · 4,398 sqft · $284/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10445 MIDDLEWICH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10445 MIDDLEWICH DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10445 MIDDLEWICH DRIVE FAQs

What would the monthly payment be for 10445 MIDDLEWICH DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,041/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10445 MIDDLEWICH DRIVE?+

The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10445 MIDDLEWICH DRIVE?+

The most recent tax bill on record (2025) was $2,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10445 MIDDLEWICH DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $2,500,000, this home is listed about 549% above the Orlando median of $385,250. The market section on this page shows how the area is trending.

Which schools are assigned to 10445 MIDDLEWICH DRIVE?+

Eagle Creek Elementary (elementary), Lake Nona High (high), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,500,000 runs 495% above the ORLANDO 32832 median — but at 4,895 sqft it's also nearly 3 times the size of the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Eagle Creek Elementary, Lake Nona High, 34-M-W-7 (34-M-N-7) — Eagle Creek Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ORLANDO PROPERTY ADVISORS · Jessica Thomas. MLS #O6433660.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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