646 ARBOR POINTE AVENUE, MINNEOLA, FL, 34715
Active78 days on marketListed Aug 21, 2026MLS #O6433838
About this home
646 ARBOR POINTE AVENUE
**Welcome to 646 Arbor Pointe Avenue**, a beautifully maintained and move-in-ready home in the desirable Arbor Pointe community of Minneola. This spacious residence offers a comfortable and functional open-concept floor plan with plenty of natural light and inviting living spaces.The home has been thoughtfully updated with **new flooring throughout** and a **new A/C system installed in March**, providing a fresh, modern feel and added peace of mind for the next homeowner. The bright living and dining areas flow seamlessly into the kitchen, creating an ideal space for everyday living and entertaining. The kitchen features ample cabinetry, generous counter space, and a convenient breakfast bar overlooking the main living area.The spacious primary suite offers a private retreat with an en-suite bathroom and walk-in closet, while the additional bedrooms provide flexibility for family, guests, a home office, or a hobby space. The home's open layout makes it easy to enjoy both casual gatherings and larger entertaining.Step outside to the private backyard, offering plenty of space to relax, play, entertain, or create your own outdoor oasis. With its combination of recent updates, functional layout, and desirable location, this home is ready for its new owner. Conveniently located near **schools, shopping, dining, parks, and major roadways**, with easy access to the Florida Turnpike and surrounding Central Florida destinations. Don't miss this opportunity to own an updated and well-maintained home in Minneola. **Schedule your private showing today!**
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,644
Sqft
0.13 ac
Lot size
2
Garage
2008
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,423 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,423/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs Minneola actives
$237 vs $227
Days on market
78 vs 43 typical
Where $237/sqft sits among the 111 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
MINNEOLA 34715 — neighborhood snapshot
Population
26,810
Median age
39.7
Median income
$105,262
Median home value
$437,800
Avg household
2.97
Households w/ children
3,258
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Minneola market
$523K → $485K
Minneola median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
65 of 111
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the MINNEOLA 34715 median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 646 ARBOR POINTE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$339,000
808 SCENIC VIEW CIRCLE
3 bd · 2 ba · 1,660 sqft · $204/sqft · 21 DOM
Sold · Jul ’26$389,000
207 BIG SKY DRIVE
4 bd · 2 ba · 1,627 sqft · $239/sqft · 3 DOM
Sold · Nov ’25$390,000
885 SCENIC VIEW CIRCLE
3 bd · 2 ba · 1,625 sqft · $240/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 646 ARBOR POINTE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 646 ARBOR POINTE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
646 ARBOR POINTE AVENUE FAQs
What would the monthly payment be for 646 ARBOR POINTE AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,423/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 646 ARBOR POINTE AVENUE?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 646 ARBOR POINTE AVENUE?+
The most recent tax bill on record (2025) was $4,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 646 ARBOR POINTE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $389,000, this home is listed about 22% below the Minneola median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 646 ARBOR POINTE AVENUE?+
Grassy Lake Elementary School (elementary), Lake Minneola High School (high), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MINNEOLA 34715 market on paper
$389,000 is 20% below the MINNEOLA 34715 median of $484,990, and at $237/sqft it sits under the Minneola average of $240.
02Strong assigned schools
Grassy Lake Elementary School, Lake Minneola High School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $399,000, now $389,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Tuan Bui. MLS #O6433838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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