CENTURY 21 Edge
$399,9004 bd2 ba1,745 sqft$229 /sqft≈$3,186 /mo all-in ↓

942 WILLOW OAK LOOP, MINNEOLA, FL, 34715

Active21 days on marketListed Sep 25, 2026MLS #O6443722

✦ Priced 20% below the MINNEOLA 34715 medianSingle Family ResidenceHIGHLAND OAKS PH III

About this home

942 WILLOW OAK LOOP

MOVE-IN READY IN MINNEOLA WITH WHOLE-HOUSE SOLAR - THATS COMPLETELY PAID OFF! Welcome home to this beautifully refreshed 4-bedroom, 2-bath home with a 2-car garage, offering an inviting open floor plan, thoughtful updates, whole-house solar, whole-house gutters, and fantastic indoor-outdoor living. From the moment you step inside, you’ll appreciate the fresh interior paint and brand-new carpet throughout the bedrooms, creating a clean, bright, and updated feel. The spacious open-concept living, dining, and kitchen areas flow seamlessly together, making the home ideal for both everyday living and entertaining. The kitchen features newer appliances, ample workspace, and easy access to the main living areas. The spacious primary suite offers a relaxing retreat, complete with a well-appointed en-suite bathroom featuring a garden tub, separate shower, and dual vanity—providing plenty of space to unwind and get ready for the day. An added feature is the whole-house solar system, providing the home with the benefits of solar energy and adding another desirable feature for today’s energy-conscious buyer. Whole-house gutters provide another practical upgrade to the home. Enjoy the Florida lifestyle from not one, but two screened-in patios—one in the front and one in the back. Start your mornings with coffee on the front patio, unwind in the evenings out back, or enjoy additional space for entertaining family and friends. Step outside to the fully fenced backyard with no rear neighbors, providing added privacy and plenty of room for pets, play, gardening, or simply relaxing outdoors. The community also offers a playground for additional recreation. Conveniently located in Minneola, this home is close to local wineries, grocery stores, shopping, numerous dining options, and major highways, making travel throughout Clermont, Orlando, and Central Florida convenient. With 4 bedrooms, whole-house solar, whole-house gutters, fresh updates, a spacious primary suite, two screened patios, a fenced backyard, no rear neighbors, and a desirable Minneola location, this home has so much to offer. Move in, unpack, and start enjoying the Florida lifestyle!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,745

Sqft

0.26 ac

Lot size

2

Garage

2011

Year built

One

Levels

$229

Per sqft

Park/Greenbelt view

Inside

FlooringCarpet · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt
FacesSouthwest
ParkingDriveway · Garage Door Opener · Open
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

HOA fee$38/mo
Taxes (2025)$5,486/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Playground · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,186 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$457
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,186/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$457
HOA / condo fee$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$356KedgeAI estimate $398,877 · range $371K–$413K$430K

vs edgeAI estimate

+0.3%

$/sqft vs Minneola actives

$229 vs $229

Days on market

21 vs 46 typical

Where $229/sqft sits among the 112 Minneola actives

31
32 · this home
24
8
7
10
$175–205$205–235$235–265$265–294$294–324$324+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Minneola

Drive times from this address

Downtown Orlando≈ 34 min
Universal Orlando≈ 37 min
Walt Disney World≈ 40 min
Orlando Int’l Airport (MCO)≈ 48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Minneola. See the full Minneola guide →

MINNEOLA 34715 — neighborhood snapshot

Population

25,407

Median age

40

Median income

$97,644

Median home value

$407,900

Avg household

2.94

Households w/ children

2,872

For the school run

Lake County School District

ElementaryMinneola Charter School★★★★★
HighSouth Lake High School★★★★★
ElementaryGroveland Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Minneola market

Seller’s marketSeller’s market — 2.8 months of inventoryBuyer’s market

$515K → $495K

Minneola median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

57 of 112

Minneola actives have cut their price

Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the MINNEOLA 34715 median. See the full Minneola market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $399,900 · 21 days on market since
2011Built · HIGHLAND OAKS PH III

Reality check

What actually sold near 942 WILLOW OAK LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18224 E APSHAWA ROADSold · Sep ’26

$570,000

18224 E APSHAWA ROAD

3 bd · 2 ba · 1,748 sqft · $326/sqft · 2 DOM

17927 E APSHAWA ROADSold · Feb ’26

$712,500

17927 E APSHAWA ROAD

4 bd · 3 ba · 1,718 sqft · $415/sqft · 192 DOM

1348 GOLDEN POND DRIVESold · Sep ’26

$380,000

1348 GOLDEN POND DRIVE

3 bd · 2 ba · 1,778 sqft · $214/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 942 WILLOW OAK LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 942 WILLOW OAK LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

942 WILLOW OAK LOOP FAQs

What would the monthly payment be for 942 WILLOW OAK LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,186/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 942 WILLOW OAK LOOP?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 942 WILLOW OAK LOOP?+

The most recent tax bill on record (2025) was $5,486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 942 WILLOW OAK LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Minneola?+

At $399,900, this home is listed about 22% below the Minneola median of $509,490. The market section on this page shows how the area is trending.

Which schools are assigned to 942 WILLOW OAK LOOP?+

Minneola Charter School (elementary), South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MINNEOLA 34715 market on paper

$399,900 is 20% below the MINNEOLA 34715 median of $499,900, and at $229/sqft it sits under the Minneola average of $241.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Minneola Charter School, South Lake High School, Groveland Elementary School — Minneola Charter School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FATHOM REALTY FL LLC · Laura Davis. MLS #O6443722.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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942 WILLOW OAK LOOP, MINNEOLA, FL — 4 Bed, 2 Bath — $399,900 | CENTURY 21 Edge