CENTURY 21 Edge
$395,0003 bd2 ba1,648 sqft$240 /sqft$3,083 /mo all-in ↓

836 ELM FOREST DRIVE, MINNEOLA, FL, 34715

Active0 days on marketListed Aug 15, 2026MLS #O6432669

Priced 27% below the Minneola medianSingle Family ResidenceMINNEOLA LAKEWOOD RIDGE PH 02-03

About this home

836 ELM FOREST DRIVE

Welcome home to 836 Elm Forest Dr in the heart of fast-growing Minneola! This turnkey property offers ultimate peace of mind with major mechanical and interior upgrades already complete. NO HOA! Key features include a BRAND-NEW Septic Tank & Drain Field (2026), A/C system (2023), Water Heater (2023), Whole-House Re-Pipe (2021), and a NEW fully fenced yard (2026), Updated Primary Bathroom and Second bath vanity & toilet. Freshly updated with new interior paint, doors and baseboards, giving the home a clean, refreshed feel throughout. Inside, the updated kitchen boasts Granite Countertops (2021), an Oven/Stove & Dishwasher (2020), plus a Refrigerator & Washer/Dryer (2023). Perfectly situated in one of Lake County’s most desirable locations, just minutes from the exciting new family-friendly Crooked Can Brewery & Food Hall Market, as well as all the booming commercial, dining, recreational, and infrastructure developments Minneola has to offer. One of the special features of the neighborhood is the Minneola Trail, which crosses through the community and provides residents with convenient access to walking, biking and outdoor recreation. Easy access to major highways, top-rated area amenities, and local parks. Schedule your private tour today before it’s gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,648

Sqft

0.25 ac

Lot size

2

Garage

1995

Year built

One

Levels

$240

Per sqft

Inside

FlooringLaminate · Tile
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorPrivate Yard

Community & fees

Taxes (2025)$5,072/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,083 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$423
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$3,083/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$423
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$264KedgeAI estimate $331,787 · range $275K$359K$411K

vs edgeAI estimate

+19.1%

Days on market

0 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Minneola

Map of 836 ELM FOREST DRIVE

Drive times from this address

Downtown Orlando30 min
Universal Orlando33 min
Walt Disney World36 min
Orlando Int’l Airport (MCO)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Minneola. See the full Minneola guide →

The numbers that matter

The Minneola market

Seller’s marketSeller’s market2.4 months of inventoryBuyer’s market

$515K$481K

Minneola median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the Minneola median. See the full Minneola market guide →

Paper trail

This home's history

Aug 15, 2026Listed at $395,000 · 0 days on market since
1995Built · MINNEOLA LAKEWOOD RIDGE PH 02-03

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 836 ELM FOREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 836 ELM FOREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

836 ELM FOREST DRIVE FAQs

What would the monthly payment be for 836 ELM FOREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,083/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 836 ELM FOREST DRIVE?+

The most recent tax bill on record (2025) was $5,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 836 ELM FOREST DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Minneola?+

At $395,000, this home is listed about 27% below the Minneola median of $538,490. The market section on this page shows how the area is trending.

Listing courtesy of ENGEL & VOELKERS LAKELAND · Laura Senzamici. MLS #O6432669.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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