CENTURY 21 Edge
$490,000$500,0003 bd3 ba2,310 sqft$212 /sqft≈$4,463 /mo all-in ↓

4108 VIA TOLEDO COURT, POINCIANA, FL, 34759

Active39 days on marketListed Sep 29, 2026MLS #O6434280

✦ Reduced $10KSingle Family ResidenceSOLIVITA PH 5H UN 1

About this home

4108 VIA TOLEDO COURT

Welcome to resort style living in Solivita, Central Florida’s award winning 55+ community in Poinciana. This spacious 3 bedroom, 3 bath home offers an open floor plan, tile flooring throughout, and flexible living spaces designed for comfortable everyday living and effortless entertaining. A screened front porch provides a welcoming place to relax and enjoy the Florida lifestyle. Inside, the centrally located kitchen serves as the heart of the home with solid wood cabinetry, stainless steel appliances, ample workspace, and convenient access to the main living areas. A separate dining room offers a dedicated setting for entertaining, holidays, and gatherings with family and friends. The thoughtfully designed floor plan features two primary bedrooms, offering added privacy and flexibility for homeowners and guests. This unique layout is ideal for multigenerational living, extended stays, or creating a comfortable private retreat for visiting family and friends. The third bedroom provides additional flexibility for guests, a home office, hobbies, or other personal needs. Outdoors, the fenced patio creates a private retreat for relaxing, entertaining, or enjoying Central Florida’s year round sunshine. Solivita is one of the Orlando area’s premier 55+ communities, offering an exceptional resort lifestyle surrounded by recreation, natural beauty, and an incredible array of amenities. Residents enjoy access to Stonegate Golf Club with 36 championship golf holes, resort style swimming pools, fitness centers, tennis and pickleball courts, walking and biking trails, on site dining, spas, clubs, activities, and social opportunities. Conveniently located near Poinciana Parkway, this home offers easy access to ChampionsGate, Posner Park, Lake Nona Medical City, Orlando International Airport, Walt Disney World, shopping, restaurants, healthcare, local wildlife, and major Central Florida highways. Enjoy the perfect combination of a spacious home, two primary bedrooms, resort style amenities, an active Florida lifestyle, and convenient access to everything the greater Orlando area has to offer.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,310

Sqft

0.17 ac

Lot size

2

Garage

2022

Year built

One

Levels

$212

Per sqft

55+ communityPets allowed

Inside

FlooringTile
AppliancesConvection Oven · Cooktop · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Refrigerator · Washer
InteriorAccessibility Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$276/mo
Taxes (2025)$5,350/yr
PetsYes
CommunityAssociation Recreation - Owned · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Handicap Modified · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Racquetball · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Phone Available · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,463 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,364
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$446
HOA fee — from the listing$276
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,150Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,150
Interest rate7.50%
Loan term

Estimated payment

$4,463/mo

Principal & interest$3,364
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$446
HOA / condo fee$276
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$409KedgeAI estimate $473,725 · range $426K–$521K$542K

vs edgeAI estimate

+3.4%

$/sqft vs Poinciana actives

$212 vs $180

Days on market

39 vs 35 typical

Where $212/sqft sits among the 280 Poinciana actives

36
36
77
61
36 · this home
34
$131–148$148–165$165–181$181–198$198–215$215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Drive times from this address

Walt Disney World≈ 34 min
Universal Orlando≈ 44 min
Downtown Orlando≈ 50 min
Orlando Int’l Airport (MCO)≈ 53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

6,902

Median age

71

Median income

$71,974

Median home value

$348,550

Avg household

2

Households w/ children

34%

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketLeans buyer — 7.8 months of inventoryBuyer’s market

$290K → $291K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

104 of 280

Poinciana actives have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

CurrentPrice reduced to $490,000 ▼ $10K
Sep 29, 2026Listed at $500,000 · 39 days on market since
2022Built · SOLIVITA PH 5H UN 1

Reality check

What actually sold near 4108 VIA TOLEDO COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3775 VIA MAZZINI COURTSold · Mar ’26

$489,000

3775 VIA MAZZINI COURT · same community

4 bd · 3 ba · 2,495 sqft · $196/sqft · 139 DOM

258 SAND PIPER DRIVESold · May ’26

$388,000

258 SAND PIPER DRIVE

3 bd · 3 ba · 2,314 sqft · $168/sqft · 121 DOM

753 VILLA PARK RDSold · Jul ’26

$559,900

753 VILLA PARK RD

3 bd · 3 ba · 2,352 sqft · $238/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arbel Joseph

Your agent

Arbel Joseph

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4108 VIA TOLEDO COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4108 VIA TOLEDO COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4108 VIA TOLEDO COURT FAQs

What would the monthly payment be for 4108 VIA TOLEDO COURT?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,463/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4108 VIA TOLEDO COURT?+

The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4108 VIA TOLEDO COURT?+

The most recent tax bill on record (2025) was $5,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4108 VIA TOLEDO COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $490,000, this home is listed about 78% above the Poinciana median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4108 VIA TOLEDO COURT?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Jessica Estrada. MLS #O6434280.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Poinciana homes, in your inbox

Like 4108 VIA TOLEDO COURT but not quite? A daily digest of every new listing in Poinciana — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Arbel to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated November 7, 2026 at 6:26 AM UTC. The listing information on this page last changed on November 7, 2026 at 6:26 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on November 7, 2026 at 6:26 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: November 7, 2026 at 6:26 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.