CENTURY 21 Edge
$415,0004 bd3 ba1,952 sqft$213 /sqft$2,816 /mo all-in ↓

1471 SUMMER STREET SE, PALM BAY, FL, 32909

Active3 days on marketListed Sep 17, 2026MLS #O6435013

New constructionSingle Family ResidencePORT MALABAR UNIT 23

About this home

1471 SUMMER STREET SE

Under Construction. $1,000 DEPOSIT! NO HOA! Discover the Solace by Crown Family Homes, a beautifully designed 4-bedroom, 3-bath, 3-car garage home offering the perfect blend of open living, thoughtful design, and elevated finishes. Situated on a private homesite with a canal behind the property and no rear neighbors, this home offers added privacy and a peaceful natural backdrop to enjoy from your covered lanai. Step through the signature double-door entry into a bright, spacious interior featuring soaring 11' ceilings and Crown's open living design. The great room, dining area, and kitchen flow seamlessly together, creating an impressive central gathering space for everyday living and entertaining. An expansive sliding glass door fills the home with natural light and extends the living space outdoors to the covered lanai, perfect for relaxing, dining, and enjoying the privacy of your backyard setting. At the heart of the home, the chef-inspired kitchen features an oversized entertainer's island, quartz countertops, soft-close cabinetry, tile backsplash, recessed lighting, and a Samsung appliance package including washer and dryer. Luxury vinyl plank flooring flows throughout the main living areas, creating a clean, modern look designed for both style and everyday living. The thoughtfully designed split-bedroom floor plan includes a private guest retreat with its own full bath, providing an ideal space for overnight guests, extended family, multi-generational living, or anyone looking for additional privacy within the home. Tucked away from the secondary bedrooms, the spacious primary retreat features a tray ceiling, generous walk-in closet, and spa-inspired bath complete with dual vanities, a soaking tub, and an oversized tiled walk-in shower. The 3-car garage provides valuable additional space for vehicles, storage, hobbies, recreational gear, or that extra flexibility today's homeowners appreciate. And because this home is currently under construction, there's still time to make it your own! Depending on the stage of construction, buyers may have the opportunity to personalize select colors, finishes, and available upgrades before completion. With NO HOA, a private canal-backed homesite, no rear neighbors, and a floor plan designed around your lifestyle, the Solace offers a combination that's hard to find in new construction. Estimated completion February/March 2027. Schedule your private tour today and ask about this month's builder incentives and available financing opportunities! Photos are of a previously completed/sample home and are for illustrative purposes only. Features, finishes, colors, and options shown may vary from the actual home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,952

Sqft

0.23 ac

Lot size

3

Garage

2027

Year built

One

Levels

$213

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCoffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesSouth
ExteriorFrench Doors · Hurricane Shutters · Private Entrance · Sliding Doors

Community & fees

Taxes (2025)$352/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Water Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,816 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$29
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$2,816/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$29
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$357KedgeAI estimate $387,588 · range $372K$395K$432K

vs edgeAI estimate

+7.1%

$/sqft vs Palm Bay actives

$213 vs $191

Days on market

3 vs 42 typical

Where $213/sqft sits among the 165 Palm Bay actives

25
29
44
33 · this home
17
17
$147–164$164–180$180–197$197–213$213–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Bay

Get to know Palm Bay. See the full Palm Bay guide →

The numbers that matter

The Palm Bay market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$306K$325K

Palm Bay median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

76 of 165

Palm Bay actives have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 453% above the PALM BAY 32909 median. See the full Palm Bay market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $415,000 · 3 days on market since
2027Built · PORT MALABAR UNIT 23

Reality check

What actually sold near 1471 SUMMER STREET SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1019 TOLSON STREET SESold · Jan ’26

$422,000

1019 TOLSON STREET SE · same community

4 bd · 2.5 ba · 2,171 sqft · $194/sqft · 117 DOM

2180 COGAN DRIVE SESold · Jun ’26

$355,000

2180 COGAN DRIVE SE · same community

4 bd · 2.5 ba · 1,657 sqft · $214/sqft · 41 DOM

3278 TOPSEY AVENUE SESold · Apr ’26

$136,000

3278 TOPSEY AVENUE SE · same community

3 bd · 2 ba · 1,488 sqft · $91/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1471 SUMMER STREET SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1471 SUMMER STREET SE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1471 SUMMER STREET SE FAQs

What would the monthly payment be for 1471 SUMMER STREET SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,816/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1471 SUMMER STREET SE?+

The most recent tax bill on record (2025) was $352. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Bay?+

At $415,000, this home is listed about 22% above the Palm Bay median of $341,495. The market section on this page shows how the area is trending.

Listing courtesy of NEW HOME OUTLOOK INC · Natalka McIntosh. MLS #O6435013.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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