CENTURY 21 Edge
$455,0004 bd3 ba2,435 sqft$187 /sqft$3,069 /mo all-in ↓

1465 SUMMER STREET SE, PALM BAY, FL, 32909

Active3 days on marketListed Sep 17, 2026MLS #O6435220

New constructionSingle Family ResidencePORT MALABAR UNIT 23

About this home

1465 SUMMER STREET SE

Under Construction. Secure this beautiful new construction home with just a $1,000 deposit! Discover the popular Selah floor plan, offering 2,435 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, a 2-car garage, and a versatile flex room. Situated on a desirable private homesite with a CANAL IN BACK, NO REAR NEIGHBORS, and NO HOA, this home offers added privacy and space that's increasingly hard to find in new construction. Step inside through the impressive double-door entry and experience Crown Family Homes' signature open living design. Soaring 11' vaulted ceilings and abundant natural light create an open, airy feel throughout the main living areas. The spacious great room flows seamlessly into the dining area and chef-inspired kitchen, creating the perfect gathering space for everyday living and entertaining. An expansive slider opens to the covered lanai, extending your living space outdoors and providing a peaceful place to relax. The chef-inspired kitchen combines style and functionality with quartz countertops, soft-close cabinetry, tile backsplash, a generous island with plenty of workspace and seating, and Samsung appliances, including washer and dryer. Luxury vinyl flooring and recessed lighting flow throughout the main living areas for a clean, modern finish. The Selah's thoughtfully designed split-bedroom layout provides privacy and flexibility. The spacious owner's retreat features a tray ceiling and spa-inspired bath with dual vanities, soaking tub, oversized tiled walk-in shower, and large walk-in closet. Three additional bedrooms and two full bathrooms provide plenty of room for family and guests. A separate flex room gives you even more options and can easily become a home office, gym, playroom, hobby room, or media room or whatever works best for your lifestyle. There's still time to make this home your own! Depending on the stage of construction, buyers may have the opportunity to select available colors, finishes, and upgrades before construction progresses further. Enjoy the benefits of owning a brand-new home with NO HOA, a CANAL BEHIND THE PROPERTY, and NO REAR NEIGHBORS, all while being conveniently located near Bayside Lakes, shopping, dining, parks, schools, and major roadways. Schedule your tour today and ask about this month's builder incentives and available financing opportunities! Photos are for illustrative purposes only and may depict optional features, upgrades, or finishes not included in the home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,435

Sqft

0.23 ac

Lot size

2

Garage

2027

Year built

One

Levels

$187

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Refrigerator · Washer · Water Softener
InteriorCoffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationBlock · Slab
FacesSouth
ExteriorFrench Doors · Hurricane Shutters · Sliding Doors

Community & fees

Taxes (2025)$352/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Fiber Optics · Phone Available · Public · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,069 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property tax — 2025 actual bill$29
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,925
Interest rate6.00%
Loan term

Estimated payment

$3,069/mo

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property taxes (actual bill)$29
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $455K
$397KedgeAI estimate $460,542 · range $414K$527K$548K

vs edgeAI estimate

−1.2%

$/sqft vs Palm Bay actives

$187 vs $192

Days on market

3 vs 42 typical

Where $187/sqft sits among the 164 Palm Bay actives

24
29
43 · this home
34
17
17
$147–164$164–180$180–197$197–213$213–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Bay

Get to know Palm Bay. See the full Palm Bay guide →

The numbers that matter

The Palm Bay market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$306K$325K

Palm Bay median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

75 of 164

Palm Bay actives have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 507% above the PALM BAY 32909 median. See the full Palm Bay market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $455,000 · 3 days on market since
2027Built · PORT MALABAR UNIT 23

Reality check

What actually sold near 1465 SUMMER STREET SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1019 TOLSON STREET SESold · Jan ’26

$422,000

1019 TOLSON STREET SE · same community

4 bd · 2.5 ba · 2,171 sqft · $194/sqft · 117 DOM

2180 COGAN DRIVE SESold · Jun ’26

$355,000

2180 COGAN DRIVE SE · same community

4 bd · 2.5 ba · 1,657 sqft · $214/sqft · 41 DOM

3278 TOPSEY AVENUE SESold · Apr ’26

$136,000

3278 TOPSEY AVENUE SE · same community

3 bd · 2 ba · 1,488 sqft · $91/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 1465 SUMMER STREET SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1465 SUMMER STREET SE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1465 SUMMER STREET SE FAQs

What would the monthly payment be for 1465 SUMMER STREET SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,069/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1465 SUMMER STREET SE?+

The most recent tax bill on record (2025) was $352. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Bay?+

At $455,000, this home is listed about 33% above the Palm Bay median of $341,495. The market section on this page shows how the area is trending.

Listing courtesy of NEW HOME OUTLOOK INC · Natalka McIntosh. MLS #O6435220.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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