13940 SE 95TH COURT, SUMMERFIELD, FL, 34491
Active52 days on marketListed Aug 20, 2026MLS #O6435162
About this home
13940 SE 95TH COURT
Virtually Staged. Welcome to 13940 SE 95th Court — where comfort, convenience, and an active Florida lifestyle come together! Located in the sought-after Del Webb Spruce Creek Golf & Country Club, this charming 3-bedroom, 2-bath home offers an inviting split-bedroom floor plan, comfortable living spaces, and the opportunity to enjoy everything this vibrant 55+ gated community has to offer. Step inside to a bright and welcoming interior with an open flow between the living and dining areas. The kitchen provides plenty of cabinetry and workspace, making it easy to prepare meals while staying connected with family and guests. The spacious primary suite offers a relaxing retreat with a private bathroom, while the additional bedrooms provide comfortable accommodations for guests, hobbies, or an office. One of the highlights of the home is the oversized screened-in porch, creating an ideal outdoor living space for morning coffee, afternoon relaxation, or entertaining friends while enjoying Florida's beautiful weather. And then there is the lifestyle! Del Webb Spruce Creek Golf & Country Club is a gated 55+ community with an impressive array of amenities. Residents enjoy multiple swimming pools and spas, a state-of-the-art fitness center with an indoor lap pool, lighted tennis and pickleball courts, bocce ball, shuffleboard, volleyball, softball, horseshoes, walking trails, a dog park, and a full calendar of clubs, activities, and social events. Golf enthusiasts will appreciate Eagle Ridge Golf Club, located within the community, featuring 36 holes of golf across four nine-hole courses, along with a pro shop and practice facilities. Golf is privately operated and separate from the homeowners association. The Horizon Center, a 32,000-square-foot community center, provides a ballroom, billiards, craft and game rooms, meeting spaces, community kitchen, heated pool, spa, bocce and shuffleboard courts. The Lake Vista Recreation Area adds a 14,000-square-foot fitness center, indoor pool, walking trail, softball field, pavilion, and additional outdoor recreation. Peninsula Park offers even more with heated pool and spa, tennis, pickleball, and volleyball. This is more than a home—it is an opportunity to enjoy an active, social, and connected lifestyle in one of Central Florida's established 55+ communities. Come see 13940 SE 95th Court and discover why life at Spruce Creek feels like a permanent vacation!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,718
Sqft
0.31 ac
Lot size
2
Garage
2004
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,443 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,443/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Summerfield actives
$172 vs $184
Days on market
52 vs 70 typical
Where $172/sqft sits among the 375 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
173 of 375
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13940 SE 95TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$179,900
15020 SE 104TH COURT
4 bd · 2 ba · 1,716 sqft · $105/sqft · 14 DOM
Sold · Mar ’26$282,000
14218 SE 88 COURT
3 bd · 2 ba · 1,758 sqft · $160/sqft · 3 DOM
Sold · Oct ’25$289,000
14888 SE 106TH AVENUE
3 bd · 2 ba · 1,776 sqft · $163/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13940 SE 95TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13940 SE 95TH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13940 SE 95TH COURT FAQs
What would the monthly payment be for 13940 SE 95TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,443/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13940 SE 95TH COURT?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13940 SE 95TH COURT?+
The most recent tax bill on record (2025) was $2,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13940 SE 95TH COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $295,000, this home is listed about 2% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13940 SE 95TH COURT?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Christine Landrau. MLS #O6435162.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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