9203 SE 118TH LOOP, SUMMERFIELD, FL, 34491
Active108 days on marketListed Jun 25, 2026MLS #OM727306
About this home
9203 SE 118TH LOOP
Enjoy exceptional energy savings with a 29-panel solar system that has saved the homeowner thousands of dollars, with recent summer electric bills of just $50 or less! Welcome to Del Webb Spruce Creek Golf & Country Club, a gated 55+ community offering a peaceful setting and an active lifestyle. This well-maintained home also features a 2020 roof, with 13 solar panels positioned on the east side and 16 panels on the south side for impressive year-round efficiency. Conveniently located near The Villages, Belleview, and Ocala, this Citation model is ideally situated near the back gate on C25 for easy access. The desirable split-bedroom floor plan offers two bedrooms, two bathrooms, and a versatile den/flex room with French doors—perfect for a home office, hobby room, or additional guest space. The open living area features a tiled entry, comfortable carpeting, and a triple sliding glass door leading to the screened lanai, creating an inviting indoor-outdoor Florida lifestyle. The kitchen and dining areas provide a functional layout for everyday living and easy entertaining. The primary suite offers a double-sink vanity, walk-in shower, private water closet, and spacious walk-in closet. Enjoy peaceful mornings and relaxing evenings on the screened lanai, complete with painted concrete flooring. Beyond the home’s comfort and thoughtful layout, the solar panel system provides substantial ongoing savings—helping protect against rising energy costs while keeping recent summer electric bills at approximately $50 or less. Del Webb Spruce Creek offers an incredible selection of amenities, including indoor and outdoor pools, a fitness center, golf, tennis, pickleball, shuffleboard, walking trails, clubhouse dining, and countless clubs and activities. Best of all, there is NO CDD! Combining comfort, convenience, exceptional energy efficiency, and an active lifestyle, this home is a wonderful opportunity in one of Summerfield’s most sought-after communities. A transferable home warranty is also included.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,721
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,413 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,413/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.5%
$/sqft vs Summerfield actives
$169 vs $184
Days on market
108 vs 69 typical
Where $169/sqft sits among the 375 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
173 of 375
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9203 SE 118TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$235,000
9175 SE 118TH LOOP · same community
2 bd · 2 ba · 1,488 sqft · $158/sqft · 60 DOM
Sold · Jul ’26$319,900
8623 SE 132ND LANE
3 bd · 2 ba · 1,720 sqft · $186/sqft · 11 DOM
Sold · Jan ’26$328,500
8642 SE 132ND STREET
3 bd · 2 ba · 1,720 sqft · $191/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 9203 SE 118TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9203 SE 118TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9203 SE 118TH LOOP FAQs
What would the monthly payment be for 9203 SE 118TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,413/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9203 SE 118TH LOOP?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9203 SE 118TH LOOP?+
The most recent tax bill on record (2025) was $2,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9203 SE 118TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $290,000, this home is priced right at the Summerfield median.
Which schools are assigned to 9203 SE 118TH LOOP?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Rene Bartum. MLS #OM727306.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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