CENTURY 21 Edge
$50,000≈$493 /mo all-in ↓

MCCLELLAN ROAD, FROSTPROOF, FL, 33843

Active52 days on marketListed Aug 21, 2026MLS #O6435490

✦ Priced 83% below the Frostproof medianBEAR BAY HILL ESTATES

About this home

MCCLELLAN ROAD

Prime 1-acre residential land opportunity located at 1 McClellan Rd, Frostproof, FL, in Polk County. Situated within Bear Bay Hill Estates Unit One, this property offers a spacious homesite in a quiet residential setting surrounded by the natural character of Central Florida. With approximately one acre of land, the property provides room to create a private residence while maintaining a peaceful, low-density atmosphere. Zoned Residential, the property is subject to Polk County land development regulations. Buyers should verify permitted uses, residential development potential, setbacks, minimum building requirements, utility availability, access, environmental conditions, and all applicable development requirements with Polk County and the appropriate local authorities prior to purchasing. The property is located in Polk County and is identified by Parcel ID 27-32-09-932550-001430. Buyers should independently verify zoning, flood zone designation, dimensions, access, utilities, and all other property information before purchase. The property is available for a self-guided tour. Subleasing is not permitted. This lot is not available for rent or lease.

Facts & features

The home at a glance

1 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$204/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$493 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$294
FHA mortgage insurance (est.)$22
Property tax — 2025 actual bill$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,750
Interest rate6.00%
Loan term

Estimated payment

$493/mo

Principal & interest$294
FHA mortgage insurance (est.)$22
Property taxes (actual bill)$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Frostproof market

Seller’s marketBalanced — 5.8 months of inventoryBuyer’s market

$220K → $249K

Frostproof median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% below the Frostproof median. See the full Frostproof market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $50,000 · 52 days on market since

Reality check

What actually sold near MCCLELLAN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1321 MCCLELLAN ROADSold · Oct ’25

$250,000

1321 MCCLELLAN ROAD · same community

3 bd · 2 ba · 1,216 sqft · $206/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about MCCLELLAN ROAD — start here.

CallText
colleen.brown@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for MCCLELLAN ROAD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

MCCLELLAN ROAD FAQs

What would the monthly payment be for MCCLELLAN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $493/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on MCCLELLAN ROAD?+

The most recent tax bill on record (2025) was $204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Frostproof?+

At $50,000, this home is listed about 83% below the Frostproof median of $287,500. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6435490.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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MCCLELLAN ROAD, FROSTPROOF, FL — $50,000 | CENTURY 21 Edge