CENTURY 21 Edge

MCCLELLAN ROAD UNIT 48, FROSTPROOF, FL, 33843

Active31 days on marketListed Sep 11, 2026MLS #P4939859

BEAR BAY HILL ESTATES

About this home

MCCLELLAN ROAD UNIT 48

Discover the perfect blend of country living and everyday convenience on this beautiful 3+ acre wooded lot in Frostproof. Surrounded by mature trees and natural Florida landscape, this property offers privacy, space, and the ideal setting for your new custom home. Located just minutes from major highways, you’ll enjoy the peaceful rural atmosphere while still having quick access to nearby cities, shopping, dining, and Central Florida attractions. With plenty of room to design your dream layout, add outdoor features, or simply enjoy the quiet surroundings, this lot provides endless possibilities. Whether you’re planning your primary residence, a seasonal retreat, or a future investment, this Frostproof parcel is a fantastic opportunity to build exactly what you envision.

Facts & features

The home at a glance

3.66 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$724/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,201 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$912
FHA mortgage insurance (est.)$69
Property tax — 2025 actual bill$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,425
Interest rate6.00%
Loan term

Estimated payment

$1,201/mo

Principal & interest$912
FHA mortgage insurance (est.)$69
Property taxes (actual bill)$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bear Bay Hills

Drive times from this address

Walt Disney World≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Frostproof. See the full Frostproof guide →

Bear Bay Hills — neighborhood snapshot

Population

180

Median age

47

Median income

$92,569

Median home value

$5,544

Avg household

3

Households w/ children

27%

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketBalanced — 5.8 months of inventoryBuyer’s market

$220K → $249K

Frostproof median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 216% above the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $155,000 · 31 days on market since

Reality check

What actually sold near MCCLELLAN ROAD UNIT 48

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1321 MCCLELLAN ROADSold · Oct ’25

$250,000

1321 MCCLELLAN ROAD · same community

3 bd · 2 ba · 1,216 sqft · $206/sqft · 9 DOM

981 DAWES ROADSold · Dec ’25

$175,000

981 DAWES ROAD

3 bd · 1 ba · 672 sqft · $260/sqft · 288 DOM

1500 FAZZINI DRIVESold · Mar ’26

$265,000

1500 FAZZINI DRIVE

2 bd · 2 ba · 840 sqft · $315/sqft · 247 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about MCCLELLAN ROAD UNIT 48 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for MCCLELLAN ROAD UNIT 48 — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

MCCLELLAN ROAD UNIT 48 FAQs

What would the monthly payment be for MCCLELLAN ROAD UNIT 48?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on MCCLELLAN ROAD UNIT 48?+

The most recent tax bill on record (2025) was $724. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Frostproof?+

At $155,000, this home is listed about 46% below the Frostproof median of $287,500. The market section on this page shows how the area is trending.

Which schools are assigned to MCCLELLAN ROAD UNIT 48?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Lucy Martinez. MLS #P4939859.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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