1373 PAYETTE LANE, WEST MELBOURNE, FL, 32904
Active1 days on marketListed Aug 28, 2026MLS #O6435571
Come see it
Upcoming open house
Sat, Aug 29
12:00 PM – 2:00 PM
About this home
1373 PAYETTE LANE
Public Remarks: Tucked beneath mature oaks in West Melbourne, this beautifully updated 4BR/2BA home blends an open, light-filled layout with true attention to detail. Vaulted ceilings connect the living, dining, and kitchen spaces, where crisp cabinetry, quartz counters, a hexagon marble backsplash, stainless smart fridge, and a wall-mount hood with pot filler make this kitchen a standout. The primary suite offers a peaceful retreat, and the spa-style bath features a dual-sink vanity with coastal touches. Luxury vinyl plank flooring runs throughout, plus a dedicated laundry room adds convenience. Out back, a screened lanai overlooks an oak-shaded yard - a private spot for Florida evenings. Storm shutters bring peace of mind, and the HOA includes a basketball court, playground, and full-time management. Genuinely loved and well cared for, this home is ready for its next chapter. (All trees on property were trimmed in April 2026)
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,754
Sqft
0.19 ac
Lot size
2
Garage
2004
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,408 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,408/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.5%
$/sqft vs West Melbourne actives
$256 vs $203
Days on market
1 vs 20 typical
Where $256/sqft sits among the 10 West Melbourne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Melbourne
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know West Melbourne. See the full West Melbourne guide →
WEST MELBOURNE 32904 — neighborhood snapshot
Population
36,885
Median age
41.2
Median income
$86,943
Median home value
$334,400
Avg household
2.62
Households w/ children
4,078
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Melbourne market
$480K → $439K
West Melbourne median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
5 of 10
West Melbourne actives have cut their price
Median sold price, West Melbourne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the WEST MELBOURNE 32904 median. See the full West Melbourne market guide →
Paper trail
This home's history
Reality check
What actually sold near 1373 PAYETTE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$285,000
3463 FAN PALM BOULEVARD
3 bd · 2 ba · 1,754 sqft · $162/sqft · 0 DOM
Sold · Nov ’25$372,000
1701 WHITMAN DRIVE
4 bd · 2 ba · 1,755 sqft · $212/sqft · 62 DOM
Sold · Feb ’26$382,000
3511 JOSLIN WAY
4 bd · 2 ba · 1,873 sqft · $204/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1373 PAYETTE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1373 PAYETTE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1373 PAYETTE LANE FAQs
What would the monthly payment be for 1373 PAYETTE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,408/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1373 PAYETTE LANE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1373 PAYETTE LANE?+
The most recent tax bill on record (2025) was $4,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1373 PAYETTE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Melbourne?+
At $449,900, this home is listed about 14% above the West Melbourne median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1373 PAYETTE LANE?+
Riviera Elementary School (elementary), Stone Magnet Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
02Fresh on the market
Only 1 day on market in a West Melbourne market that averages 20 — if it fits, move quickly.
03Strong assigned schools
Riviera Elementary School, Stone Magnet Middle School, Melbourne Senior High School — Melbourne Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DENOVO REALTY · Garrett Bell. MLS #O6435571.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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