511 TORTUGA WAY, WEST MELBOURNE, FL, 32904
Active53 days on marketListed Sep 14, 2026MLS #O6441558
About this home
511 TORTUGA WAY
NEW 2025 ROOF | FRESHLY PAINTED | NEW FLOORING | SPACIOUS 4-BEDROOM WEST MELBOURNE HOME Welcome to a spacious and well-maintained 4-bedroom, 2.5-bathroom home offering approximately 2,862 square feet of comfortable living space. Step inside to a freshly painted interior and brand-new vinyl flooring on the first floor, creating a clean, modern look while offering easy maintenance for everyday Florida living. The generous two-story floor plan provides plenty of room to spread out, work from home, entertain guests, and create lasting family memories. 4 bed and 2.5 bathroom, a generous office room and a loft area. A beautiful backyard with mature trees enjoy outdoor coastal living. One of the home's major updates is the NEW ROOF installed in 2025, giving the next homeowner an important recent improvement and added peace of mind. Hurricane shutters to protect your home during a hurricane, stainless steel appliances just one year old that adds beauty and modern look. Enjoy the convenience of West Melbourne with easy access to I-95, major roadways, shopping, restaurants, schools, medical facilities and everyday conveniences. Nearby shopping and dining options include grocery stores, restaurants and everyday services, with additional retail and entertainment available throughout West Melbourne and Melbourne. For beach lovers, Melbourne's beautiful Atlantic Coast beaches are within an easy drive, while I-95 provides convenient access north and south along Florida's Space Coast. Melbourne Orlando International Airport and the area's major employment centers are also within the broader Melbourne area.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,862
Sqft
0.13 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,692 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,692/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.3%
$/sqft vs West Melbourne actives
$147 vs $220
Days on market
53 vs 39 typical
Where $147/sqft sits among the 8 West Melbourne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Melbourne
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know West Melbourne. See the full West Melbourne guide →
WEST MELBOURNE 32904 — neighborhood snapshot
Population
36,885
Median age
41.2
Median income
$86,943
Median home value
$334,400
Avg household
2.62
Households w/ children
4,078
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Melbourne market
$354K → $350K
West Melbourne median sold, yr/yr
99.3%
Sale-to-list ratio (12 mo)
2 of 8
West Melbourne actives have cut their price
Median sold price, West Melbourne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the WEST MELBOURNE 32904 median. See the full West Melbourne market guide →
Paper trail
This home's history
Reality check
What actually sold near 511 TORTUGA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$390,000
3252 CHICA CIRCLE · same community
4 bd · 2.5 ba · 2,252 sqft · $173/sqft · 107 DOM
Sold · Sep ’26$255,000
5324 FAIRMONT ROAD · same community
2 bd · 2 ba · 1,104 sqft · $231/sqft · 91 DOM
Sold · Nov ’25$750,000
4120 NEGAL
4 bd · 3 ba · 2,634 sqft · $285/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 511 TORTUGA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 511 TORTUGA WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
511 TORTUGA WAY FAQs
What would the monthly payment be for 511 TORTUGA WAY?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,692/mo — principal and interest, the actual property-tax bill, the $44/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 511 TORTUGA WAY?+
The association fee works out to $44 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 511 TORTUGA WAY?+
The most recent tax bill on record (2025) was $5,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 511 TORTUGA WAY?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Melbourne?+
At $420,000, this home is listed about 6% above the West Melbourne median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 511 TORTUGA WAY?+
Central Middle School (middle), Meadowlane Intermediate Elementary School (elementary), Meadowlane Primary Elementary School (elementary), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$420,000 runs 18% above the WEST MELBOURNE 32904 median — but at 2,862 sqft it's also 61% larger than the typical West Melbourne listing.
02Strong assigned schools
Central Middle School, Meadowlane Intermediate Elementary School, Meadowlane Primary Elementary School, Melbourne Senior High School — Melbourne Senior High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $427,000, now $420,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Falguni Shah. MLS #O6441558.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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