611 SADDLE RIDGE DRIVE, DAVENPORT, FL, 33896
Active67 days on marketListed Sep 2, 2026MLS #O6437459
About this home
611 SADDLE RIDGE DRIVE
BACK ON THE MARKET due to buyer financing. Welcome to 611 Saddle Ridge Dr in Davenport, Florida — a versatile 4-bedroom, 3-bath home offering 1,802 square feet, a NEW ROOF, and the added advantage of being located in an area zoned for short-term rentals/Airbnb. Whether you’re looking for a primary residence, vacation home, or investment property, this home offers flexibility in one of Central Florida’s most convenient locations. The functional floor plan provides plenty of room for family, guests, and extended stays, while three full bathrooms make the home especially well-suited for vacation rental use. Located just minutes from Walt Disney World, Disney Springs, shopping, dining, Publix at Ovation, and everyday conveniences, this property offers easy access to everything that makes the Davenport area so desirable. With its new roof, four-bedroom layout, Central Florida location, and short-term rental potential, this home is an excellent opportunity for buyers seeking both lifestyle and investment possibilities. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,802
Sqft
0.16 ac
Lot size
2
Garage
2001
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,307 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,307/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19%
$/sqft vs Davenport actives
$216 vs $185
Days on market
67 vs 73 typical
Where $216/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Town Center, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Town Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Town Center is a short-term-rental community. See the full guide →
Town Center — neighborhood snapshot
Population
2,652
Median age
35
Median income
$59,189
Median home value
$287,300
Avg household
3
Households w/ children
281
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $346K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
199 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 611 SADDLE RIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$325,000
733 SADDLE RIDGE DRIVE · same community
4 bd · 3 ba · 1,782 sqft · $182/sqft · 17 DOM
Sold · Mar ’26$353,500
713 SADDLE RIDGE DRIVE · same community
4 bd · 3 ba · 1,822 sqft · $194/sqft · 51 DOM
Sold · Apr ’26$315,000
559 SADDLE RIDGE DRIVE · same community
4 bd · 2 ba · 1,935 sqft · $163/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 611 SADDLE RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 611 SADDLE RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
611 SADDLE RIDGE DRIVE FAQs
What would the monthly payment be for 611 SADDLE RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,307/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 611 SADDLE RIDGE DRIVE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 611 SADDLE RIDGE DRIVE?+
The most recent tax bill on record (2025) was $3,008. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 611 SADDLE RIDGE DRIVE be rented short-term?+
Yes — this home sits inside Town Center, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 611 SADDLE RIDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $390,000, this home is listed about 1% above the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 611 SADDLE RIDGE DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS WINTER PARK · Gina Hutchinson. MLS #O6437459.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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