46 HEMBURY LANE UNIT 46, PALM COAST, FL, 32137
Active41 days on marketListed Aug 30, 2026MLS #O6437529
About this home
46 HEMBURY LANE UNIT 46
Transferable home warranty valid through 2031! Enjoy spectacular water views from nearly every room in this move-in-ready 2-bedroom, 2-bath condo. This home offers the perfect blend of comfort, convenience, and value, with LOW HOA fees covering landscaping, pool, clubhouse, tennis, and pickleball courts. The kitchen features a tray ceiling with recessed lighting, ample storage, and updated appliances. The primary suite is a private retreat with a large walk-in closet, en-suite bath, and access to the spacious screened back porch overlooking the pond. Just a short stroll to the community amenities, this home is ideal as a full-time residence, vacation getaway, or income-producing investment. Come experience the Florida lifestyle you've been dreaming of!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,098
Sqft
0.02 ac
Lot size
1988
Year built
Two
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,516 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,516/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.2%
$/sqft vs Palm Coast actives
$159 vs $215
Days on market
41 vs 73 typical
Where $159/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Woodlands
Get to know Palm Coast. See the full Palm Coast guide →
Woodlands — neighborhood snapshot
Population
1,346
Median age
66
Median income
$72,734
Median home value
$301,000
Avg household
2
Households w/ children
26%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
203 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 46 HEMBURY LANE UNIT 46
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$280,000
66 PEBBLE BEACH DRIVE
2 bd · 2 ba · 1,041 sqft · $269/sqft · 251 DOM
Sold · Feb ’26$219,000
186 PALMWOOD DRIVE
3 bd · 2 ba · 1,247 sqft · $176/sqft · 4 DOM
Sold · Apr ’26$305,000
23 PALMYRA LANE
3 bd · 2 ba · 1,328 sqft · $230/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 46 HEMBURY LANE UNIT 46 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 46 HEMBURY LANE UNIT 46 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
46 HEMBURY LANE UNIT 46 FAQs
What would the monthly payment be for 46 HEMBURY LANE UNIT 46?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 46 HEMBURY LANE UNIT 46?+
The most recent tax bill on record (2025) was $2,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 46 HEMBURY LANE UNIT 46?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $175,000, this home is listed about 55% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 46 HEMBURY LANE UNIT 46?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$175,000 is 54% below the PALM COAST 32137 median of $379,773, and at $159/sqft it sits under the Palm Coast average of $254.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $187,750, now $175,000 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Gena Thompson. MLS #O6437529.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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