
1991 WATERFORD ESTATES DRIVE, NEW SMYRNA BEACH, FL, 32168
Active39 days on marketListed Sep 1, 2026MLS #O6437644
About this home
1991 WATERFORD ESTATES DRIVE
Welcome to one of New Smyrna Beach’s rarest offerings—where more than two private lakefront acres, a completely remodeled residence, a fully equipped guest house, and an extraordinary waterfront lifestyle come together, just minutes from the beach. Tucked behind the gates of Waterford Estates, an intimate community of just 71 estate homes surrounding a beautiful 70-acre ski lake, this exceptional property offers a combination that is increasingly difficult to find. Spend your mornings waterskiing from your private dock, afternoons fishing or paddling across the lake, and evenings taking in expansive water views from your own backyard—all while remaining just minutes from New Smyrna Beach, Flagler Avenue, dining, shopping, and everything that makes this coastal town so special. Thoughtfully redesigned with today’s buyer in mind, the completely remodeled main residence features an open-concept floorplan filled with natural light and beautiful views of the water. Three bedrooms are located in the main home, while the detached guest house creates an incredible additional living space with its own kitchen, living area, bedroom, and full bath—ideal for extended family, overnight guests, a private office, or multigenerational living. Outside is where this property truly sets itself apart. More than two acres provide a sense of space and privacy rarely found this close to the coast. A circular driveway centered around an elegant water feature creates an impressive arrival before leading to the welcoming front porch. The expansive, fully fenced backyard offers abundant room to entertain, play, and enjoy the Florida outdoors, while a private dock and boat lift put the lake lifestyle right at your fingertips. A whole-house generator adds another layer of convenience and peace of mind. Life in Waterford Estates is equally special. Residents enjoy quiet private roads surrounded by mature trees and lush greenery, along with an open-air clubhouse, tennis court, community dock, slalom ski course, well-maintained common areas, and access to the community’s spectacular 70-acre lake. Turnkey lakefront homes are special. Finding one with more than two acres, a guest house, private dock and boat lift, gated estate setting, and easy access to the beach is something else entirely. 1991 Waterford Estates Drive offers a rare opportunity to enjoy space, privacy, and true lakefront living without sacrificing everything you love about New Smyrna Beach. Schedule your private showing and experience this exceptional property for yourself.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,588
Sqft
2.22 ac
Lot size
3
Garage
1996
Year built
One
Levels
$460
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,821 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,821/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.3%
$/sqft vs New Smyrna Beach actives
$460 vs $362
Days on market
39 vs 102 typical
Where $460/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
237 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 329% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1991 WATERFORD ESTATES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,075,000
1951 WATERFORD ESTATES DRIVE · same community
4 bd · 3.5 ba · 2,879 sqft · $373/sqft · 179 DOM
Sold · Mar ’26$1,000,000
2479 S GLENCOE ROAD
4 bd · 4 ba · 3,368 sqft · $297/sqft · 5 DOM
Sold · Jun ’26$1,450,000
2338 LEGACY LANE
4 bd · 4 ba · 3,191 sqft · $454/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1991 WATERFORD ESTATES DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1991 WATERFORD ESTATES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1991 WATERFORD ESTATES DRIVE FAQs
What would the monthly payment be for 1991 WATERFORD ESTATES DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,821/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1991 WATERFORD ESTATES DRIVE?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1991 WATERFORD ESTATES DRIVE?+
The most recent tax bill on record (2025) was $12,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1991 WATERFORD ESTATES DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,650,000, this home is listed about 208% above the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1991 WATERFORD ESTATES DRIVE?+
New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Tiffany Yates. MLS #O6437644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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