4789 S ATLANTIC AVENUE UNIT 3, PONCE INLET, FL, 32127
Active40 days on marketListed Aug 31, 2026MLS #O6437658
About this home
4789 S ATLANTIC AVENUE UNIT 3
DIRECT OCEANFRONT BEAUTIFULLY RENOVATED 3BR/3.5BA TOWNHOME ON PRISTINE ''NO DRIVE'' BEACH!! This fabulous townhome boasts three separate living levels all with amazing ocean views & private balconies/patio!! The entire family can be comfortable in this picturesque oceanfront home!! Walk or bike to the historic Ponce de Leon Lighthouse & Jetty Park, Marine Science Center, seaside restaurants, dog park and/or beach!! Enjoy Florida living at its finest!! AND it can be purchased completely furnished as seen in the photos with an acceptable offer!! - Installed Tankless water heater 2022 - New Air conditioner - 2023 - garage remodel w tile flooring, Laundry Area, Fridge, board and chair holders added door to 1st bedroom suite 2023 - created a First floor Suite entirely remodeled - bathroom, shower, shiplap wall bathroom, sink & vanity, tiled flooring; bedroom-tile flooring,bedroom shiplap wall, A/C brought into downstairs Suite from main handler. 2023 - New beachside windows and door 1st Floor porch 2024 - New polywood decking installed beachside 2nd floor balcony 2026 -Entire 2nd and 3rd floor remodeled in 2019 (before purchased). - New roof December 2018 ( 20 year warranty) (before purchased)
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,501
Sqft
0.01 ac
Lot size
1
Garage
1984
Year built
Three Or More
Levels
$490
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,502 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,502/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.8%
$/sqft vs Ponce Inlet actives
$490 vs $364
Days on market
40 vs 59 typical
Where $490/sqft sits among the 52 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
22 of 52
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4789 S ATLANTIC AVENUE UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$610,000
4777 S ATLANTIC AVENUE UNIT B2
3 bd · 2.5 ba · 1,520 sqft · $401/sqft · 99 DOM
Sold · Mar ’26$330,000
4752 S ATLANTIC AVENUE UNIT 1
2 bd · 2.5 ba · 1,536 sqft · $215/sqft · 35 DOM
Sold · Mar ’26$300,000
4746 S ATLANTIC AVENUE UNIT 1
2 bd · 2.5 ba · 1,536 sqft · $195/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4789 S ATLANTIC AVENUE UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4789 S ATLANTIC AVENUE UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4789 S ATLANTIC AVENUE UNIT 3 FAQs
What would the monthly payment be for 4789 S ATLANTIC AVENUE UNIT 3?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,502/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4789 S ATLANTIC AVENUE UNIT 3?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4789 S ATLANTIC AVENUE UNIT 3?+
The most recent tax bill on record (2025) was $8,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4789 S ATLANTIC AVENUE UNIT 3?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $735,000, this home is priced right at the Ponce Inlet median.
Which schools are assigned to 4789 S ATLANTIC AVENUE UNIT 3?+
Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$735,000 runs 77% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $745,000, now $735,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Shirley Jones. MLS #O6437658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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