1481 CALM WATERS COURT, ST CLOUD, FL, 34771
Active32 days on marketListed Sep 8, 2026MLS #O6437978
About this home
1481 CALM WATERS COURT
Set within the gated community of East Lake Park, this impressive six-bedroom, four-bath residence showcases more than $40,000 in luxurious upgrades, complemented by spacious living, thoughtful design and modern comfort. Positioned along a quiet cul-de-sac, the home offers an exceptional sense of space with a three-car garage, expansive interiors and a private, fully fenced backyard. Inside, an open and inviting layout unfolds across light-filled living spaces with hard surface flooring throughout, offering a clean and cohesive aesthetic with no carpet in the home. At the heart of the residence, the kitchen is designed to bring everyone together, featuring an expansive center island, abundant cabinetry and refined finishes. An effortless connection to the adjoining dining and living areas creates a natural setting for entertaining while remaining equally suited to relaxed daily living. Six well-appointed bedrooms provide remarkable versatility for family, overnight guests, a dedicated office, a fitness space or a media room. The primary suite serves as a peaceful retreat, complete with a spacious walk-in closet and an elegant en suite bath designed for relaxation. Four full baths throughout the residence further complement the home’s generous accommodations. Beyond the interiors, the vinyl-fenced backyard offers privacy and ample room to enjoy the Florida lifestyle, whether dining outdoors, entertaining friends or simply unwinding at the end of the day. A three-car garage provides additional flexibility for vehicles, storage and recreational needs. Ideally located near Lake Nona Medical City, the Orlando VA Medical Center and Orlando International Airport, the residence also offers convenient access to major roadways as well as the shopping, dining and amenities that have made the Lake Nona area one of Central Florida’s most dynamic destinations. Combining substantial living space, a versatile floor plan and a desirable gated setting, this exceptional residence presents an inviting opportunity to enjoy refined Central Florida living.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
4,456
Sqft
0.23 ac
Lot size
3
Garage
2013
Year built
Two
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,989 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,989/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs St Cloud actives
$163 vs $211
Days on market
32 vs 65 typical
Where $163/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
224 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1481 CALM WATERS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$680,000
1620 LAKE PARKWAY DRIVE · same community
6 bd · 4 ba · 4,307 sqft · $158/sqft · 80 DOM
Sold · May ’26$702,000
4925 CYPRESS HAMMOCK DRIVE · same community
5 bd · 4 ba · 4,239 sqft · $166/sqft · 21 DOM
Sold · Dec ’25$640,000
4951 CYPRESS HAMMOCK DRIVE · same community
6 bd · 4 ba · 4,239 sqft · $151/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1481 CALM WATERS COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1481 CALM WATERS COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1481 CALM WATERS COURT FAQs
What would the monthly payment be for 1481 CALM WATERS COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,989/mo — principal and interest, the actual property-tax bill, the $122/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1481 CALM WATERS COURT?+
The association fee works out to $122 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1481 CALM WATERS COURT?+
The most recent tax bill on record (2025) was $6,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1481 CALM WATERS COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $725,000, this home is listed about 69% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1481 CALM WATERS COURT?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL. REALTY · Harif Hazera Llc. MLS #O6437978.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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