CENTURY 21 Edge
✦ Short-Term Rental Eligible
$385,0004 bd3 ba2,598 sqft$148 /sqft≈$3,321 /mo all-in ↓

418 VITORIA ROAD, DAVENPORT, FL, 33837

Active68 days on marketListed Aug 31, 2026MLS #O6437979

Single Family ResidenceALDEA RESERVE

About this home

418 VITORIA ROAD

Welcome home to this beautiful 4-bedroom, 3-bath two-story residence in the heart of Davenport! Located in one of Central Florida's fastest-growing areas, you'll enjoy convenient access to shopping, dining, schools, hospitals, major highways, and Disney just 30 minutes away. Inside, you'll find an open-concept floor plan featuring granite countertops, stainless steel appliances, tile flooring throughout, and included washer and dryer. The spacious bedrooms provide ample space for family, guests, or a home office, while ceiling fans throughout provide added comfort. Relax on the screened-in rear lanai overlooking the fully fenced backyard, perfect for entertaining or enjoying Florida's beautiful weather. Don't miss this opportunity to own a move-in-ready home in a prime location. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,598

Sqft

0.18 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$148

Per sqft

Inside

FlooringCarpet · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock · Other
FacesSouthwest
ExteriorPrivate Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$59/mo
Taxes (2025)$3,464/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,321 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,643
FHA mortgage insurance (est.)$170
Property tax — 2025 actual bill$289
HOA fee — from the listing$59
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate7.50%
Loan term

Estimated payment

$3,321/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$289
HOA / condo fee$59
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$350KedgeAI estimate $389,636 · range $364K–$401K$417K

vs edgeAI estimate

−1.2%

$/sqft vs Davenport actives

$148 vs $185

Days on market

68 vs 73 typical

Where $148/sqft sits among the 400 Davenport actives

60 · this home
100
98
80
31
31
$138–158$158–178$178–198$198–218$218–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Aldea Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityAldea Reserve
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketDavenport
Annual gross at median$26,400
Gross yield on this price6.9%
Homes for rent right now593

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Aldea Reserve

Drive times from this address

Walt Disney World≈ 19 min
Universal Orlando≈ 29 min
Downtown Orlando≈ 35 min
Orlando Int’l Airport (MCO)≈ 40 min
Downtown Tampa≈ 65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Aldea Reserve is a short-term-rental community. See the full guide →

DAVENPORT 33837 — neighborhood snapshot

Population

47,389

Median age

37

Median income

$81,276

Median home value

$334,800

Avg household

2.92

Households w/ children

5,731

For the school run

Polk County School District

ElementaryHorizons Elementary School★★★★★
HighRidge Community High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketBalanced — 6.7 months of inventoryBuyer’s market

$343K → $347K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

200 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

Aug 31, 2026Listed at $385,000 · 68 days on market since
2015Built · ALDEA RESERVE

Reality check

What actually sold near 418 VITORIA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

151 GRANADA BOULEVARDSold · Apr ’26

$385,000

151 GRANADA BOULEVARD · same community

4 bd · 3 ba · 2,059 sqft · $187/sqft · 5 DOM

122 VITORIA ROADSold · Jul ’26

$342,000

122 VITORIA ROAD · same community

3 bd · 2 ba · 1,860 sqft · $184/sqft · 89 DOM

324 GRANADA BOULEVARDSold · Mar ’26

$350,000

324 GRANADA BOULEVARD · same community

3 bd · 2 ba · 1,695 sqft · $206/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 418 VITORIA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 418 VITORIA ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

418 VITORIA ROAD FAQs

What would the monthly payment be for 418 VITORIA ROAD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,321/mo — principal and interest, the actual property-tax bill, the $59/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 418 VITORIA ROAD?+

The association fee works out to $59 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 418 VITORIA ROAD?+

The most recent tax bill on record (2025) was $3,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 418 VITORIA ROAD be rented short-term?+

Yes — this home sits inside Aldea Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 418 VITORIA ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $385,000, this home is priced right at the Davenport median.

Which schools are assigned to 418 VITORIA ROAD?+

Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HICKS ELITE REALTY LLC · Esther Durosier. MLS #O6437979.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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