922 ORCHID DRIVE, DAVENPORT, FL, 33897
Active18 days on marketListed Sep 2, 2026MLS #O6438590
About this home
922 ORCHID DRIVE
This property offers excellent rental flexibility with a unique lock-off unit and separate access, providing the potential for multiple income streams. The lock-off unit features a private 1-bedroom studio-style layout with a full bathroom and closet, offering privacy and flexibility for a separate occupant or rental arrangement. The main unit consists of 3 bedrooms and 2 full bathrooms, along with an inviting entryway and a spacious open living area. The home features a kitchen, living area, and a large living room space, providing ample room for residents and guests. With a total of 4 bedrooms and 3 bathrooms and approximately 1,748 sq. ft. of heated living space, the property provides a functional layout for both owner occupancy and investment purposes. The separate lock-off configuration is particularly attractive for an investor looking to maximize the property's rental potential. Clubhouse offers Fitness, Pool, Basketball, tennis, Shuffle board and so much more Community amenities include a shared swimming pool 8–12-month minimum lease requirement, making it more oriented toward longer-term rental usage based.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,748
Sqft
0.02 ac
Lot size
2003
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,351 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,351/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ISLAND CLUB WEST PH 02
$152 vs $157
Days on market
18 vs 54 typical
Where $152/sqft sits among the 8 homes for sale in ISLAND CLUB WEST PH 02
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Highlands Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Highlands Reserve is a short-term-rental community. See the full guide →
Highlands Reserve — neighborhood snapshot
Population
6,506
Median age
36
Median income
$84,032
Median home value
$295,812
Avg household
3
Households w/ children
814
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
4 of 8
ISLAND CLUB WEST PH 02 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 922 ORCHID DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$270,000
801 ORCHID DRIVE · same community
4 bd · 3 ba · 1,748 sqft · $154/sqft · 9 DOM
Sold · Oct ’25$255,000
445 CARIBBEAN DRIVE · same community
4 bd · 3 ba · 1,864 sqft · $137/sqft · 12 DOM
Sold · Dec ’25$450,000
115 DILLON WAY
3 bd · 2 ba · 1,791 sqft · $251/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 922 ORCHID DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 922 ORCHID DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
922 ORCHID DRIVE FAQs
What would the monthly payment be for 922 ORCHID DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,351/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 922 ORCHID DRIVE?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 922 ORCHID DRIVE?+
The most recent tax bill on record (2025) was $3,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 922 ORCHID DRIVE be rented short-term?+
Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 922 ORCHID DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $265,000, this home is listed about 32% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 922 ORCHID DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT GROUP · Anna Bipat. MLS #O6438590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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