
1081 DECATUR STREET, PORT CHARLOTTE, FL, 33952
Active18 days on marketListed Sep 2, 2026MLS #O6438648
About this home
1081 DECATUR STREET
Under Construction. Ideally situated in Port Charlotte along Florida’s Gulf Coast, the Drexel is surrounded by the natural beauty of the Peace River and Charlotte Harbor, with a vibrant setting known for beautiful beaches, boating, golf, dining, live music, and festivals. The Drexel floor plan features an inviting open foyer and soaring 9’4” ceilings throughout, creating a bright and spacious first impression. At the heart of the home, the open-concept Great Room features expansive windows that fill the space with natural light. A versatile flex space just off the Great Room provides additional room for a den, craft space, or reading nook. The kitchen anchors the main living area with stainless steel appliances, quartz countertops, abundant cabinetry, a large island, and a convenient eating bar. The adjacent dining area features additional windows that enhance the natural light and create a welcoming setting for morning coffee or casual meals. Just off the dining area, a triple sliding glass door leads to the covered lanai, creating a seamless connection between the indoor and outdoor spaces. The owner’s suite provides a private retreat with a generous walk-in closet and an en-suite bath featuring a double vanity with quartz countertops, an additional linen closet, a window for natural light, and a beautifully tiled shower with a glass enclosure. Two secondary bedrooms are positioned at the front of the home, creating a well-defined private layout, and share a well-appointed full bath with a tub and shower combination. Ceramic tile flooring flows throughout the main living areas for a clean, modern aesthetic, while plush carpet adds comfort to the bedrooms. Cordless blinds provide a polished finish throughout the home. Practicality meets innovation with a functional laundry and mud room located just off the two-car garage. Entry and driveway pavers enhance the exterior, while landscaping and irrigation create a finished, well-maintained appearance. Modern convenience is integrated throughout with a Ring video doorbell, smart thermostat, keyless entry door lock, and Deako switches. Built for peace of mind, the exterior features impact storm glass windows and architectural shingles, complemented by a full builder warranty. The Drexel combines thoughtful design, stylish finishes, and functional spaces throughout in a desirable Port Charlotte setting. Schedule your private tour today. We can’t wait to welcome you home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,989
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,542 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,542/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs PORT CHARLOTTE SEC 027
$186 vs $194
Days on market
18 vs 59 typical
Where $186/sqft sits among the 13 homes for sale in PORT CHARLOTTE SEC 027
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 13
PORT CHARLOTTE SEC 027 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1081 DECATUR STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$285,000
1314 YORKSHIRE STREET · same community
3 bd · 2 ba · 2,006 sqft · $142/sqft · 19 DOM
Sold · Jul ’26$460,000
21024 DENISE AVENUE · same community
3 bd · 2 ba · 2,023 sqft · $227/sqft · 4 DOM
Sold · Apr ’26$350,000
21460 SHELDON AVENUE · same community
3 bd · 2 ba · 2,027 sqft · $173/sqft · 209 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1081 DECATUR STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1081 DECATUR STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1081 DECATUR STREET FAQs
What would the monthly payment be for 1081 DECATUR STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,542/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1081 DECATUR STREET?+
The most recent tax bill on record (2025) was $484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1081 DECATUR STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $369,900, this home is listed about 12% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1081 DECATUR STREET?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Dakota DuBois. MLS #O6438648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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