CENTURY 21 Edge
$499,9004 bd3 ba2,517 sqft$199 /sqft$13,688 /mo all-in ↓

1032 BISMARCK ROAD, PUNTA GORDA, FL, 33983

Active17 days on marketListed Sep 3, 2026MLS #O6439019

New constructionSingle Family ResidencePUNTA GORDA ISLES SEC 23

About this home

1032 BISMARCK ROAD

Pre-Construction. To be built. Experience The Venice in Deep Creek, a beautifully designed retreat where refined finishes, spacious interiors, and relaxed Florida living come together on an oversized lot. A striking stone exterior accent, complemented by driveway and entry pavers, creates an impressive first impression, while the thoughtfully designed interior combines generous proportions with an airy, open atmosphere and 9’4” ceilings throughout. At the heart of the home, the Gourmet Kitchen is designed for both everyday cooking and entertaining, featuring polished quartz countertops, a central island, soft-close cabinets, and a premium suite of stainless steel appliances, including a double wall oven and cooktop. A spacious walk-in pantry provides abundant storage and flows seamlessly into the bright Dining Area. The Great Room creates an expansive gathering space with two sets of floor-to-ceiling patio doors that extend the living area onto the oversized screened-in lanai, bringing natural light indoors while creating a seamless connection to the outdoors for entertaining, relaxing, or enjoying Florida living year-round. The split-bedroom layout provides an ideal balance of spacious shared areas and private retreats. The Primary Suite serves as a secluded sanctuary with a spa-inspired Primary Bath featuring an oversized tile shower, separate soaking tub, and dual vanities topped with elegant quartz countertops. Three additional oversized Bedrooms provide generous space, including a tucked-away Guest Bedroom with its own private Ensuite Bath, creating a comfortable and private retreat for guests or extended stays. A Three-Car Garage provides ample parking and storage, while professional landscaping and a built-in irrigation system enhance the property’s polished exterior. Modern convenience is seamlessly integrated throughout the home with a built-in Smart Home Package featuring a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Smart Switches, all backed by a full builder warranty. Set within the highly desirable, deed-restricted community of Deep Creek, the neighborhood features beautifully maintained single-family homes, villas, and condos with no costly CDD fees. An 18-hole championship golf course, scenic freshwater lakes, and local parks add to the community’s appeal, while its location provides connectivity to I-75 and historic downtown Punta Gorda. The Venice brings together spacious design, elevated finishes, smart-home technology, and an inviting indoor-outdoor layout for a distinctly Florida living experience. Schedule your private tour today. We can’t wait to welcome you home!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,517

Sqft

0.45 ac

Lot size

3

Garage

2027

Year built

One

Levels

$199

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave
InteriorEating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther · Shingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$14/mo
Taxes (2025)$124,200/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,688 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$10,350
HOA fee — from the listing$14
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$13,688/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$10,350
HOA / condo fee$14
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$398KedgeAI estimate $424,968 · range $414K$452K$520K

vs edgeAI estimate

+17.6%

$/sqft vs PUNTA GORDA ISLES SEC 23

$199 vs $185

Days on market

17 vs 63 typical

Where $199/sqft sits among the 34 homes for sale in PUNTA GORDA ISLES SEC 23

3
7
10
6 · this home
5
3
$130–150$150–170$170–190$190–210$210–230$230+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

15 of 34

PUNTA GORDA ISLES SEC 23 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 462% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $499,900 · 17 days on market since
2027Built · PUNTA GORDA ISLES SEC 23

Reality check

What actually sold near 1032 BISMARCK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1151-1153 OCEANIC ROADSold · Apr ’26

$575,000

1151-1153 OCEANIC ROAD · same community

6 bd · 4 ba · 2,500 sqft · $230/sqft · 0 DOM

2353 SOFIA LANESold · Apr ’26

$575,000

2353 SOFIA LANE · same community

3 bd · 3 ba · 2,478 sqft · $232/sqft · 38 DOM

25255 NOCTURNE LANESold · Dec ’25

$458,900

25255 NOCTURNE LANE · same community

4 bd · 2.5 ba · 2,564 sqft · $179/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1032 BISMARCK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1032 BISMARCK ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1032 BISMARCK ROAD FAQs

What would the monthly payment be for 1032 BISMARCK ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $13,688/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1032 BISMARCK ROAD?+

The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1032 BISMARCK ROAD?+

The most recent tax bill on record (2025) was $124,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1032 BISMARCK ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $499,900, this home is listed about 47% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 1032 BISMARCK ROAD?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEW HOME STAR FLORIDA LLC · Dakota DuBois. MLS #O6439019.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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