4986 THAMES STREET W, KISSIMMEE, FL, 34758
Active29 days on marketListed Sep 11, 2026MLS #O6439179
About this home
4986 THAMES STREET W
Welcome to this beautifully maintained 4-bedroom, 3-bathroom home in one of Kissimmee’s desirable residential communities. This property offers comfort, convenience, and modern upgrades, featuring a private screened-in pool and spa for year-round enjoyment. Inside, you’ll find an open-concept layout filled with natural light, perfect for everyday living or entertaining guests. The kitchen provides ample cabinet and counter space, seamlessly connecting to the main living and dining areas. The primary suite includes a private bathroom, while the additional bedrooms have plenty of space for family or visitors. Recent upgrades include a brand-new AC system, new hot water heater, and new pool heater, ensuring efficiency and peace of mind. The bathrooms have been updated, and the home features new vinyl flooring throughout. Outside, the landscaping is well maintained, creating a welcoming curb appeal and a relaxing outdoor environment. Conveniently located near shopping, dining, schools, attractions, and major roadways, this home combines accessibility with the comfort of a residential neighborhood setting. ***In-Ground Pool with Jacuzzi*** ***New AC, Hot Water Heater, and Pool Heater*** ***Washer & Dryer Included*** ***Well-Maintained Landscaping***
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,744
Sqft
0.15 ac
Lot size
1
Garage
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$1 vs $204
Days on market
29 vs 89 typical
Where $1/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Trafalgar Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Trafalgar Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Trafalgar Village is a short-term-rental community. See the full guide →
Trafalgar Village — neighborhood snapshot
Population
1,996
Median age
30
Median income
$76,942
Median home value
$325,100
Avg household
4
Households w/ children
279
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
213 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34758 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4986 THAMES STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$425,000
2622 MARG LANE · same community
6 bd · 4 ba · 2,333 sqft · $182/sqft · 48 DOM
Sold · Jun ’26$390,000
2646 MARG LANE · same community
6 bd · 5 ba · 2,724 sqft · $143/sqft · 180 DOM
Sold · Aug ’26$295,000
2917 EVANS WAY
3 bd · 2 ba · 1,745 sqft · $169/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4986 THAMES STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4986 THAMES STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4986 THAMES STREET W FAQs
What would the monthly payment be for 4986 THAMES STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 4986 THAMES STREET W be rented short-term?+
Yes — this home sits inside Trafalgar Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4986 THAMES STREET W?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $2,200, this home is listed about 99% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4986 THAMES STREET W?+
Reedy Creek Elementary School (elementary), Poinciana High School (high), Horizon Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KISSIMMEE 34758 market on paper
$2,200 is 99% below the KISSIMMEE 34758 median of $249,999, and at $1/sqft it sits under the Kissimmee average of $213.
02Zoned for nightly rentals
Trafalgar Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04The price has already moved
Listed at $2,400, now $2,200 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE REALTY MEDICS · Jason Hamilton. MLS #O6439179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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