4978 PALL MALL STREET W, KISSIMMEE, FL, 34758
Active10 days on marketListed Sep 30, 2026MLS #S5158636
About this home
4978 PALL MALL STREET W
WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED 4-BEDROOM, 3-BATHROOM HOME IN A GATED, GUARD-SECURED COMMUNITY, WHERE COMFORT, RESORT-STYLE LIVING, AND INVESTMENT POTENTIAL COME TOGETHER! This spacious home features an OPEN FLOOR PLAN designed for entertaining, relaxing, and enjoying time with family and friends. The impressive primary suite is truly a retreat, featuring double-door entry, generous space, a beautiful an-suite bathroom, and a walk-in closet. The upgrades make this home even more appealing: ROOF (2026), A/C (2022), TANKLESS WATER HEATER (2020), POOL EQUIPMENT (2021), TILE FLOORING (2021), APPLIANCES (2022), and AUTOMATIC SPRINKLER SYSTEM (2024). A WHOLE-HOUSE WATER SOFTENER provides added comfort, while the security cameras will remain with the property. The WASHER AND DRYER ARE ALSO INCLUDED. Step outside and enjoy your PRIVATE HEATED POOL AND SPA, perfect for Florida living year-round. The outdoor area also features a GAS BBQ, making it ideal for entertaining or simply enjoying a relaxing evening at home. The attached one-car garage and spacious driveway provide parking for up to three vehicles. Located in a desirable guard-gated community offering an impressive array of amenities, including a THEATER, GYM, LARGE COMMUNITY POOL, TRAILS, BOULEVARD, BASKETBALL COURTS, AND MORE. Whether you're looking for a full-time residence, a vacation home, or an investment property, this home offers exceptional flexibility with opportunities for BOTH SHORT-TERM AND LONG-TERM RENTALS, subject to community rules and applicable regulations. Enjoy the home during your holidays and generate rental income when you're away! This is the kind of property you need to EXPERIENCE IN PERSON to truly appreciate. Schedule your private showing today and come see everything this exceptional Florida home has to offer!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,182
Sqft
0.17 ac
Lot size
1
Garage
2006
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs Kissimmee actives
$174 vs $205
Days on market
10 vs 89 typical
Where $174/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Trafalgar Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Trafalgar Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Trafalgar Village is a short-term-rental community. See the full guide →
Trafalgar Village — neighborhood snapshot
Population
1,996
Median age
30
Median income
$76,942
Median home value
$325,100
Avg household
4
Households w/ children
279
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
208 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4978 PALL MALL STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$425,000
2622 MARG LANE · same community
6 bd · 4 ba · 2,333 sqft · $182/sqft · 48 DOM
Sold · Jun ’26$390,000
2646 MARG LANE · same community
6 bd · 5 ba · 2,724 sqft · $143/sqft · 180 DOM
Sold · Mar ’26$389,900
4973 PALL MALL STREET W
4 bd · 4 ba · 2,182 sqft · $179/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4978 PALL MALL STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4978 PALL MALL STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4978 PALL MALL STREET W FAQs
What would the monthly payment be for 4978 PALL MALL STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill, the $354/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4978 PALL MALL STREET W?+
The association fee works out to $354 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4978 PALL MALL STREET W?+
The most recent tax bill on record (2025) was $3,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4978 PALL MALL STREET W be rented short-term?+
Yes — this home sits inside Trafalgar Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4978 PALL MALL STREET W?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $379,900, this home is listed about 1% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4978 PALL MALL STREET W?+
Reedy Creek Elementary School (elementary), Poinciana High School (high), Horizon Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,900 runs 52% above the KISSIMMEE 34758 median — but at 2,182 sqft it's also 20% larger than the typical Kissimmee listing.
02Zoned for nightly rentals
Trafalgar Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Maritza Jimenez. MLS #S5158636.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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