1354 MOUNT ROYAL DRIVE, ST CLOUD, FL, 34771
Pending9 days on marketListed Sep 9, 2026MLS #O6439234
About this home
1354 MOUNT ROYAL DRIVE
Welcome to 1354 Mount Royal Drive, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 1,691 square feet of well-planned living space, featuring 3 bedrooms, 2.5 bathrooms, and an owner's bedroom conveniently located on the upper level. Step inside to discover an inviting open-concept living space that seamlessly connects key areas of the home, creating a warm and functional environment for everyday living and entertaining. The quality of design throughout this home reflects careful attention to detail, from the floorplan layout to the finishes selected by M/I Homes. This home includes 1,691 square feet of living space, 3 bedrooms, 2.5 bathrooms, an open-concept living space designed for comfort and flow, an owner's bedroom with an an en-suite bathroom and walk-in closet, and a detached 2-car garage. Located in a well-established neighborhood in Saint Cloud, this welcoming community is surrounded by quality homes and a friendly, inviting atmosphere. Nearby parks and outdoor recreation areas make it easy to enjoy time outside while still being part of a connected, well-cared-for neighborhood. This home offers the perfect blend of smart design and comfortable living. Built with care by M/I Homes, every detail has been considered to deliver a home that meets the needs of today's homeowner. The neighborhood setting and nearby parks add to the appeal of this well-crafted new construction home on Mount Royal Drive.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,691
Sqft
0.06 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,925 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,925/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.4%
$/sqft vs CENTER LAKE ON THE PARK
$189 vs $194
Days on market
9 vs 53 typical
Where $189/sqft sits among the 17 homes for sale in CENTER LAKE ON THE PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
35,257
Median age
39.5
Median income
$97,415
Median home value
$454,400
Avg household
3.05
Households w/ children
4,899
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$411K → $385K
St Cloud median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
9 of 17
CENTER LAKE ON THE PARK have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1354 MOUNT ROYAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$339,990
5204 CENTER LAKE RANCH BOULEVARD · same community
3 bd · 2.5 ba · 1,691 sqft · $201/sqft · 86 DOM
Sold · Nov ’25$344,990
1404 LUMPINI STREET · same community
3 bd · 2.5 ba · 1,691 sqft · $204/sqft · 25 DOM
Sold · Dec ’25$339,990
1356 LUMPINI STREET · same community
3 bd · 2.5 ba · 1,691 sqft · $201/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1354 MOUNT ROYAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1354 MOUNT ROYAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1354 MOUNT ROYAL DRIVE FAQs
What would the monthly payment be for 1354 MOUNT ROYAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,925/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1354 MOUNT ROYAL DRIVE?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1354 MOUNT ROYAL DRIVE?+
The most recent tax bill on record (2025) was $1,613. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1354 MOUNT ROYAL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $319,990, this home is listed about 24% below the St Cloud median of $420,240. The market section on this page shows how the area is trending.
Which schools are assigned to 1354 MOUNT ROYAL DRIVE?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Stacie Brown Kelly. MLS #O6439234.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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