
650 REGINA LANE, LAKE MARY, FL, 32746
Active36 days on marketListed Sep 12, 2026MLS #O6439381
About this home
650 REGINA LANE
Welcome to 650 Regina Lane in Lake Mary, Florida—an updated 3-bedroom, 2-bath home in the highly sought-after Manderley community offering meaningful improvements, energy-efficient solar, flexible living spaces and inviting Florida outdoor living. Located in the heart of Lake Mary, Manderley is known for its quiet streets, manicured surroundings, walkability and strong community pride. This convenient location provides quick access to Seminole County schools, Publix, Target, the Heathrow business district, Cross Seminole Trail, boutique shopping and dining at Colonial Town Park, and major Central Florida transportation corridors including I-4 and SR 417. Inside, the home offers a comfortable and versatile floor plan that works equally well for contemporary open-concept living or a more traditional living room and dining room arrangement. The main living areas flow naturally for everyday life, gatherings, holidays and indoor-outdoor entertaining. A wood-burning fireplace adds character and provides a welcoming focal point to the living space. The fireplace has not been used by the current owner. The kitchen features updated countertops and freshly professionally painted cabinets, newer appliances and excellent workspace. Both bathrooms have been tastefully updated, including a remodeled ensuite bath in the primary bedroom. The primary suite also features a spacious walk-in closet. A number of significant improvements have already been completed, adding to the home's long-term appeal. The roof is approximately 8 years old, and a full-home repipe was completed in 2019. Additional features include newer appliances throughout and solar panels for improved energy efficiency. Florida living continues outdoors with a screened porch that extends the usable living space throughout the year. Step outside to a stone-paver patio offering additional space for morning coffee, outdoor dining, weekend barbecues and entertaining. The fully fenced backyard, with fencing approximately 6 years old, creates an inviting and private outdoor retreat. Highlights of 650 Regina Lane include a roof approximately 8 years old, full repipe completed in 2019, solar panels, newer appliances, updated kitchen countertops, two updated bathrooms including the remodeled primary ensuite, spacious primary walk-in closet, wood-burning fireplace, screened porch, stone-paver patio, fully fenced backyard and flexible living and dining spaces. For buyers searching for an updated 3-bedroom, 2-bath home in Lake Mary, 650 Regina Lane offers an appealing combination: an established Manderley neighborhood location, significant improvements already completed, energy-efficient features, comfortable indoor living and private outdoor spaces—all with convenient access to the shopping, dining, recreation, employment centers and transportation connections that make Lake Mary such a desirable place to call home. Schedule your private showing and experience 650 Regina Lane and the Manderley lifestyle for yourself.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,592
Sqft
0.12 ac
Lot size
2
Garage
1996
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,344 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,344/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
$/sqft vs Lake Mary actives
$285 vs $243
Days on market
36 vs 52 typical
Where $285/sqft sits among the 191 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Manderley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Manderley — neighborhood snapshot
Population
2,160
Median age
45
Median income
$119,206
Median home value
$434,200
Avg household
2
Households w/ children
228
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
100 of 191
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 REGINA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$405,000
633 REGINA LANE · same community
3 bd · 2 ba · 1,592 sqft · $254/sqft · 40 DOM
Sold · Feb ’26$450,000
653 SAMANTHA LANE · same community
3 bd · 2 ba · 1,642 sqft · $274/sqft · 7 DOM
Sold · Dec ’25$410,000
919 WILD DATE LANE
3 bd · 2.5 ba · 1,613 sqft · $254/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 650 REGINA LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 REGINA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
650 REGINA LANE FAQs
What would the monthly payment be for 650 REGINA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,344/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 650 REGINA LANE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 650 REGINA LANE?+
The most recent tax bill on record (2024) was $2,735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 650 REGINA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $454,000, this home is listed about 6% below the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 650 REGINA LANE?+
Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IAD REAL ESTATE · Rey Perez, Jr. MLS #O6439381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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