1294 VALENCIA STREET SE, PALM BAY, FL, 32909
Active3 days on marketListed Sep 17, 2026MLS #O6439419
About this home
1294 VALENCIA STREET SE
The best new construction deal available in Palm Bay is right here! $10,000 BUYER CREDIT AVAILABLE-- Seller is offering a $10,000 credit to the buyer, giving buyer the flexibility to use it toward closing costs, a rate buy-down, a price reduction, or other allowable expenses...you choose what works best for you financially! Welcome to this stunning brand-new 2026 construction home, ideally positioned on a desirable corner lot with NO HOA! Offering approximately 1,825 square feet of thoughtfully designed living space, this 4-bedroom, 2-bath residence combines modern style, functionality, and quality craftsmanship. Step inside to a bright, open-concept layout designed for comfortable everyday living and effortless entertaining. The contemporary kitchen overlooks the dining area and expansive great room, creating a seamless gathering space for family and guests. Beautiful large-format tile flooring flows throughout the home, offering a modern aesthetic while providing easy maintenance. The spacious floor plan provides four well-appointed bedrooms with a split floor plan for privacy, two full bathrooms, and a thoughtful use of space designed to maximize comfort. Whether you're a growing family, first-time homebuyer, or simply looking for the advantages of brand-new construction. NO HOA! For additional peace of mind, this home comes with a 1-year builder warranty beginning at the Certificate of Completion. Enjoy the best of Palm Bay with easy access to the beach while being comfortably situated away from the immediate coastal area. Don't miss your opportunity to make this beautiful new home yours. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,825
Sqft
0.24 ac
Lot size
2
Garage
2026
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,487 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,487/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Palm Bay actives
$197 vs $191
Days on market
3 vs 42 typical
Where $197/sqft sits among the 165 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
The numbers that matter
The Palm Bay market
$306K → $325K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
76 of 165
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 379% above the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1294 VALENCIA STREET SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$368,485
1586 PALEY CIRCLE SE · same community
4 bd · 2 ba · 1,828 sqft · $202/sqft · 0 DOM
Sold · Mar ’26$329,000
1631 PALATKA ROAD SE · same community
4 bd · 2 ba · 1,801 sqft · $183/sqft · 94 DOM
Sold · Feb ’26$329,890
1380 SE PARAMOUNT STREET · same community
3 bd · 2 ba · 1,504 sqft · $219/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1294 VALENCIA STREET SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1294 VALENCIA STREET SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1294 VALENCIA STREET SE FAQs
What would the monthly payment be for 1294 VALENCIA STREET SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,487/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1294 VALENCIA STREET SE?+
The most recent tax bill on record (2025) was $661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $359,000, this home is listed about 5% above the Palm Bay median of $341,495. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jeavanna Lanza PA. MLS #O6439419.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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