1477 TALBOTT STREET SE, PALM BAY, FL, 32909
Active11 days on marketListed Oct 26, 2026MLS #O6452753
About this home
1477 TALBOTT STREET SE
Vaulted ceilings, an arched front window, and a screened rear porch highlight this well-situated single-story home in Palm Bay’s Port Malabar area. The living room features tile flooring and opens to a dining area with sliding glass doors that lead directly to the covered, screened porch, ideal for relaxing or outdoor dining with views of the backyard. The adjacent kitchen provides ample cabinetry and counter space, a double-basin sink, and a window above the sink for natural light. Wood-look flooring adds warmth throughout the bedrooms, while the attached one-car garage offers convenient parking and storage. This practical 3-bedroom, 2-bath home sits on a roughly 0.23-acre lot and delivers comfortable everyday living with easy access to local amenities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,075
Sqft
0.23 ac
Lot size
1
Garage
1991
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,007 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,007/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs Palm Bay actives
$200 vs $185
Days on market
11 vs 58 typical
Where $200/sqft sits among the 155 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
41,804
Median age
37.9
Median income
$79,977
Median home value
$307,100
Avg household
3
Households w/ children
5,540
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$305K → $331K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
87 of 155
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1477 TALBOTT STREET SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$252,500
1053 ZAMBRANA STREET SE · same community
3 bd · 2 ba · 1,204 sqft · $210/sqft · 584 DOM
Sold · May ’26$296,000
1101 RANSOM ROAD SE · same community
3 bd · 2 ba · 1,276 sqft · $232/sqft · 0 DOM
Sold · Feb ’26$329,890
1380 SE PARAMOUNT STREET · same community
3 bd · 2 ba · 1,504 sqft · $219/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1477 TALBOTT STREET SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1477 TALBOTT STREET SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1477 TALBOTT STREET SE FAQs
What would the monthly payment be for 1477 TALBOTT STREET SE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,007/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1477 TALBOTT STREET SE?+
The most recent tax bill on record (2025) was $3,314. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $214,900, this home is listed about 33% below the Palm Bay median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1477 TALBOTT STREET SE?+
Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOVELAND PROPERTIES · Cleve Loveland. MLS #O6452753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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