3700 CROSSING CREEK BOULEVARD, ST CLOUD, FL, 34772
Active36 days on marketListed Sep 4, 2026MLS #O6439460
About this home
3700 CROSSING CREEK BOULEVARD
Available 10/1/2026! Spacious and well-maintained 4-bedroom, 2-bath home situated on a corner lot in Cross Creek Estates in St. Cloud. This home features vaulted ceilings throughout much of the living area, refreshed kitchen and bathroom cabinetry, granite countertops and updated sinks. Enjoy a fully fenced backyard and covered porch perfect for relaxing or entertaining. The home also includes a 2-car garage with opener and is within walking distance to the community pool and playground. Conveniently located just minutes from the Florida Turnpike, Downtown St. Cloud, shopping, dining and more. Monthly rent is $2,200 plus an additional $250 per month for lawn and landscaping service and pest control. Up to 2 small pets under 20 lbs each are permitted with a non-refundable pet deposit per pet.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,687
Sqft
0.19 ac
Lot size
2
Garage
1998
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $211
Days on market
36 vs 65 typical
Where $1/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
224 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3700 CROSSING CREEK BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$432,000
12929 DRESDEN COURT · same community
3 bd · 2 ba · 1,702 sqft · $254/sqft · 0 DOM
Sold · Jul ’26$283,000
3319 KELSEY LANE · same community
3 bd · 2 ba · 1,205 sqft · $235/sqft · 23 DOM
Sold · Jun ’26$343,000
3989 ETERNITY CIRCLE
3 bd · 2 ba · 1,677 sqft · $205/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3700 CROSSING CREEK BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3700 CROSSING CREEK BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3700 CROSSING CREEK BOULEVARD FAQs
What would the monthly payment be for 3700 CROSSING CREEK BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3700 CROSSING CREEK BOULEVARD?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,200, this home is listed about 99% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3700 CROSSING CREEK BOULEVARD?+
Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Belinda Santos, LLC. MLS #O6439460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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