
1000 DELAWARE AVENUE, ST CLOUD, FL, 34769
Active12 days on marketListed Sep 8, 2026MLS #O6440180
About this home
1000 DELAWARE AVENUE
A LITTLE PIECE OF OLD FLORIDA, RIGHT IN THE HEART OF ST. CLOUD. Built in 1919, 1000 Delaware Avenue has something you just can’t order from a builder: more than a century of history, genuine character, and a story all its own. Set on a beautiful .34-acre homesite, this 3-bedroom, 2-bath home offers the space and charm of an earlier St. Cloud while incorporating updates that make everyday living more comfortable. Inside, the kitchen features granite countertops and stainless steel appliances, while the primary bedroom is conveniently located downstairs. Two additional bedrooms provide flexibility for family, overnight guests, a home office, or creative space. And while the character may be historic, two of the biggest-ticket items are not—the roof and A/C are both approximately three years old, offering an important combination of old-home charm and newer-home peace of mind. Step outside and you'll understand what makes this property even more special. With .34 acres, there’s room for backyard gatherings, gardens, pets, weekend projects, or simply a little breathing room under the Florida sky. The detached 2-car garage adds another layer of possibility, whether you envision traditional parking, a workshop, extra storage, or space to pursue your favorite hobby. There’s something special about owning a home that has been part of a community for more than 100 years. The character. The land. The history. The possibilities. This isn’t a home designed to look like every other house on the street—and that’s exactly the point. Come experience 1000 Delaware Avenue and discover a piece of St. Cloud history ready for its next chapter.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,272
Sqft
0.34 ac
Lot size
2
Garage
1919
Year built
Two
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,416 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,416/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.6%
$/sqft vs St Cloud actives
$252 vs $217
Days on market
12 vs 47 typical
Where $252/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
243 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1000 DELAWARE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$445,000
219 HYDRA WAY · same community
5 bd · 3 ba · 3,228 sqft · $138/sqft · 46 DOM
Sold · Apr ’26$205,000
2440 MISSOURI AVENUE
3 bd · 2 ba · 1,248 sqft · $164/sqft · 1 DOM
Sold · Aug ’26$217,900
1990 CRYSTAL LANE
3 bd · 2 ba · 1,248 sqft · $175/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1000 DELAWARE AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1000 DELAWARE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1000 DELAWARE AVENUE FAQs
What would the monthly payment be for 1000 DELAWARE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1000 DELAWARE AVENUE?+
The most recent tax bill on record (2025) was $2,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1000 DELAWARE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $320,000, this home is listed about 25% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1000 DELAWARE AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Michelle Forbes. MLS #O6440180.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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