CENTURY 21 Edge
$319,0003 bd2.5 ba1,556 sqft$205 /sqft$2,960 /mo all-in ↓

5002 RAIN SHADOW DRIVE, ST CLOUD, FL, 34772

Active113 days on marketListed Apr 1, 2026MLS #L4960694

Priced 14% below the ST CLOUD 34772 medianTownhouseEDEN AT CROSS PRAIRIE

About this home

5002 RAIN SHADOW DRIVE

Welcome to 5002 Rain Shadow Drive, a stylish 2023-built townhouse located in the sought-after Eden at Cross Prairie community in St. Cloud, Florida. This well-designed home features 3 bedrooms, 2.5 bathrooms, and 1,556 square feet of comfortable living space. Inside, you’ll find an open layout that connects the living, dining, and kitchen areas, making it easy to host guests or enjoy everyday living. The dining space opens to a screened-in lanai through sliding glass doors, offering a great spot to unwind or entertain outdoors. The kitchen is equipped with stainless steel appliances, plenty of cabinet space, and a center island that adds both functionality and extra prep space. A convenient half bath is also located downstairs. Upstairs, there’s a flexible loft area that works well as a second living space, office, or playroom. The split-bedroom layout provides privacy, with the primary suite tucked away on one side, complete with a dual-sink vanity and private bath. Two additional bedrooms share a full bathroom on the opposite side. Living in Eden at Cross Prairie means access to community amenities like a pool, playground, and walking trails. The location also offers easy access to Lake Nona, Orlando International Airport, and Walt Disney World, all within a reasonable drive. If you’re looking for a newer home with modern features in a growing area, 5002 Rain Shadow Drive is worth a closer look.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,556

Sqft

0.05 ac

Lot size

1

Garage

2023

Year built

Two

Levels

$205

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Microwave · Range Hood · Refrigerator
InteriorKitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesEast
ParkingDriveway · Off Street
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$320/mo
Taxes (2025)$5,537/yr
PetsYes
CommunityClubhouse · Community Mailbox · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,960 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$461
HOA fee — from the listing$320
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,165Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,165
Interest rate6.00%
Loan term

Estimated payment

$2,960/mo

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$461
HOA / condo fee$320
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $319K
$296KedgeAI estimate $309,907 · range $309K$311K$332K

vs edgeAI estimate

+2.9%

$/sqft vs St Cloud actives

$205 vs $221

Days on market

113 vs 33 typical

Where $205/sqft sits among the 400 St Cloud actives

96
130 · this home
86
39
13
36
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5002 RAIN SHADOW DRIVE

Drive times from this address

Universal Orlando33 min
Walt Disney World34 min
Orlando Int’l Airport (MCO)34 min
Downtown Orlando34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

192 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Apr 1, 2026Listed at $319,000 · 113 days on market since
2023Built · EDEN AT CROSS PRAIRIE

Reality check

What actually sold near 5002 RAIN SHADOW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5110 RAIN SHADOW DRIVESold · Jul ’25

$299,990

5110 RAIN SHADOW DRIVE · same community

3 bd · 2.5 ba · 1,379 sqft · $218/sqft · 150 DOM

5196 PRAIRIE RESERVE RUNSold · Jan ’26

$647,000

5196 PRAIRIE RESERVE RUN · same community

5 bd · 4 ba · 3,559 sqft · $182/sqft · 0 DOM

2410 SWEETWATER BOULEVARDSold · Aug ’25

$385,000

2410 SWEETWATER BOULEVARD

3 bd · 2 ba · 1,552 sqft · $248/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Robert Holmgren

Your agent

Robert Holmgren

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5002 RAIN SHADOW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5002 RAIN SHADOW DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5002 RAIN SHADOW DRIVE FAQs

What would the monthly payment be for 5002 RAIN SHADOW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,960/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5002 RAIN SHADOW DRIVE?+

The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5002 RAIN SHADOW DRIVE?+

The most recent tax bill on record (2025) was $5,537. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5002 RAIN SHADOW DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $319,000, this home is listed about 25% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5002 RAIN SHADOW DRIVE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AMPLIFY REAL ESTATE SERVICES FL · Drew Wilson. MLS #L4960694.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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