10 LOCUST RUN CIRCLE, OCALA, FL, 34472
Active32 days on marketListed Sep 10, 2026MLS #O6440473
About this home
10 LOCUST RUN CIRCLE
Welcome to 10 Locust Circle, a beautifully maintained home built in 2023 that combines modern finishes, comfortable living, and the benefits of newer construction. Step inside to a bright, open-concept floor plan featuring upgraded flooring and a spacious kitchen designed to be the heart of the home. Enjoy a large center island, stainless steel appliances, a stylish stainless steel farmhouse sink, ample cabinetry, and plenty of space for entertaining and everyday living. Located in the growing Ocala community, this home offers the perfect blend of small-town charm, natural beauty, and convenient access to shopping, dining, recreation, and everyday essentials. Known as the Horse Capital of the World, Ocala is home to picturesque horse farms, miles of riding trails, and the renowned World Equestrian Center. Outdoor enthusiasts will also appreciate the area's proximity to beautiful springs, parks, trails, and the Ocala National Forest. With its newer construction, modern upgrades, open layout, and desirable Ocala location, 10 Locust Circle is move-in ready and waiting for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,430
Sqft
0.26 ac
Lot size
2
Garage
2023
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,241 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,241/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13%
$/sqft vs SILVER SPGS SHORES
$192 vs $171
Days on market
32 vs 74 typical
Where $192/sqft sits among the 23 homes for sale in SILVER SPGS SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
11 of 23
SILVER SPGS SHORES have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 LOCUST RUN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
96 FISHER WAY TRAIL · same community
3 bd · 2 ba · 1,420 sqft · $176/sqft · 98 DOM
Sold · Oct ’26$218,000
37 OAK LOOP · same community
3 bd · 2 ba · 1,392 sqft · $157/sqft · 422 DOM
Sold · Aug ’26$165,000
16 LAKE COURT LOOP · same community
2 bd · 2 ba · 1,376 sqft · $120/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 10 LOCUST RUN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 LOCUST RUN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10 LOCUST RUN CIRCLE FAQs
What would the monthly payment be for 10 LOCUST RUN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,241/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10 LOCUST RUN CIRCLE?+
The most recent tax bill on record (2025) was $4,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $275,000, this home is listed about 8% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 10 LOCUST RUN CIRCLE?+
Legacy Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE REALTY MEDICS · Jason Hamilton. MLS #O6440473.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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