14 CEDAR TRACE TERRACE, OCALA, FL, 34472
Active21 days on marketListed Jul 11, 2026MLS #O6424371
About this home
14 CEDAR TRACE TERRACE
Welcome home to this charming 3-bedroom, 2-bath residence offering 1,527 square feet of thoughtfully designed living space, perfectly situated on a peaceful cul-de-sac. With a functional open floor plan and an abundance of storage throughout, this home is designed for both comfortable everyday living and effortless entertaining. Natural light fills the home through twin sliding glass doors in both the spacious living room and the private primary suite, creating a seamless connection to the outdoors. Energy-efficient solar panels provide added value and help keep utility costs in check. Conveniently located just minutes from Publix, Walmart, popular shopping, dining, and everyday conveniences, you'll enjoy having everything you need close to home. The community also features an exceptional recreation center with resort-style amenities, including swimming pools and a variety of indoor and outdoor activities, making it the perfect place to relax, stay active, and create lasting memories with family and friends. Don't miss this wonderful opportunity to own a home that combines comfort, convenience, and an outstanding community lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,527
Sqft
0.26 ac
Lot size
1989
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,889 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,889/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs SILVER SPGS SHORES
$163 vs $182
Days on market
21 vs 43 typical
Where $163/sqft sits among the 20 homes for sale in SILVER SPGS SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
10 of 20
SILVER SPGS SHORES have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 CEDAR TRACE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$475,000
295 LOCUST PASS · same community
4 bd · 2 ba · 1,500 sqft · $317/sqft · 78 DOM
Sold · Sep ’25$263,000
281 LOCUST PASS · same community
3 bd · 2 ba · 1,473 sqft · $179/sqft · 233 DOM
Sold · Nov ’25$205,900
11 SE FIR TRAIL TRACK · same community
3 bd · 2 ba · 1,594 sqft · $129/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 14 CEDAR TRACE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 CEDAR TRACE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14 CEDAR TRACE TERRACE FAQs
What would the monthly payment be for 14 CEDAR TRACE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,889/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 CEDAR TRACE TERRACE?+
The most recent tax bill on record (2025) was $1,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $249,000, this home is listed about 17% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 CEDAR TRACE TERRACE?+
Emerald Shores Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Prescilla Vazquez Cosme. MLS #O6424371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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