CENTURY 21 Edge
$2,0993 bd2.5 ba1,680 sqft$1 /sqft$175 /mo all-in ↓

332 S ZUNI ROAD, ST CLOUD, FL, 34771

Active10 days on marketListed Sep 10, 2026MLS #O6440923

Priced 99% below the ST CLOUD 34771 medianSingle Family ResidenceSILVER SPGS

About this home

332 S ZUNI ROAD

Introducing an exceptional 3-bedroom, 2.5-bathroom bungalow for rent, situated on a desirable corner lot with a scenic view of the pond. This home is located in a prime location, close to the Medical City and International Airport. You'll enjoy the convenience of being within close proximity to the best elementary and middle schools in Osceola County. The interior of the house is beautifully designed, offering a comfortable living space with a perfect balance of privacy and natural light. The kitchen is fully equipped with modern appliances, and the bedrooms are spacious and thoughtfully designed. You'll love relaxing in the serene outdoor space, which boasts an impressive view of the pond, creating a peaceful atmosphere. Don't miss out on this incredible opportunity to rent a beautiful home in a highly sought-after location.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,680

Sqft

0.08 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$1

Per sqft

Inside

AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

Community & fees

PetsCats OK, Dogs OK, Pet Deposit, Size Limit
CommunityPlayground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$175 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $73Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $73
Interest rate6.00%
Loan term

Estimated payment

$175/mo

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Cloud actives

$1 vs $217

Days on market

10 vs 47 typical

Where $1/sqft sits among the 400 St Cloud actives

0 · this home
7
173
152
40
28
$1–71$71–141$141–211$211–281$281–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Drive times from this address

Orlando Int’l Airport (MCO)33 min
Downtown Orlando38 min
Walt Disney World44 min
Universal Orlando44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryHarmony Community School★★★★
HighHarmony High School★★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$412K$394K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

243 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $2,099 · 10 days on market since
2022Built · SILVER SPGS

Reality check

What actually sold near 332 S ZUNI ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15 JUNIPER TRAIL CIRCLESold · Dec ’25

$210,000

15 JUNIPER TRAIL CIRCLE · same community

3 bd · 2 ba · 1,014 sqft · $207/sqft · 7 DOM

5198 CENTER LAKE RANCH BOULEVARDSold · Jul ’26

$339,990

5198 CENTER LAKE RANCH BOULEVARD

3 bd · 3 ba · 1,691 sqft · $201/sqft · 0 DOM

5204 CENTER LAKE RANCH BOULEVARDSold · May ’26

$339,990

5204 CENTER LAKE RANCH BOULEVARD

3 bd · 2.5 ba · 1,691 sqft · $201/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 332 S ZUNI ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 332 S ZUNI ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

332 S ZUNI ROAD FAQs

What would the monthly payment be for 332 S ZUNI ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 332 S ZUNI ROAD?+

The listing reports pets: Cats OK, Dogs OK, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $2,099, this home is listed about 100% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 332 S ZUNI ROAD?+

Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EAST PEARL REALTY · Yan Zuo. MLS #O6440923.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Cloud homes, in your inbox

Like 332 S ZUNI ROAD but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Anthony to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 7:55 PM UTC. The listing information on this page last changed on September 20, 2026 at 7:55 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 7:55 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 7:55 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.