318 BOWFIN COURT, POINCIANA, FL, 34759
Active52 days on marketListed Sep 16, 2026MLS #O6441090
About this home
318 BOWFIN COURT
ASSUMABLE FHA LOAN AT 5.375%! Enjoy an opportunity to assume the seller’s existing interest rate, subject to buyer qualification and lender approval. Built in 2024 and maintained in immaculate condition, this home looks and feels brand new. Situated on one of the community’s best lots, it offers roughly a quarter acre backing to conservation, with a brand-new fence enclosing the backyard. Inside, you’ll find 3 bedrooms, 2 bathrooms, over 1,600 square feet of thoughtfully designed living space, and a bonus office or flex room to fit your needs. The open kitchen connects seamlessly with the living and dining areas, creating an inviting space for everyday living and entertaining. Fresh finishes and beautifully maintained interiors make this home truly move-in ready. Step outside and enjoy the setting that makes this property stand out. The spacious backyard offers room to relax, entertain, or play, while the conservation backdrop brings views of trees and open sky. From morning coffee on the patio to quiet evenings outdoors, there’s plenty to love about this setting. Get the feel of new construction without the wait, plus the opportunity for assumable financing. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,613
Sqft
0.24 ac
Lot size
2
Garage
2024
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,855 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,855/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs POINCIANA NBRHD 02 EAST VILLAGE 07
$195 vs $213
Days on market
52 vs 35 typical
Where $195/sqft sits among the 6 homes for sale in POINCIANA NBRHD 02 EAST VILLAGE 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Lake Marion Village — neighborhood snapshot
Population
13,631
Median age
39
Median income
$43,533
Median home value
$256,670
Avg household
3
Households w/ children
1,902
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$290K → $291K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
4 of 6
POINCIANA NBRHD 02 EAST VILLAGE 07 have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 318 BOWFIN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$304,000
308 BASS LANE · same community
4 bd · 2 ba · 1,501 sqft · $203/sqft · 121 DOM
Sold · Sep ’26$299,900
304 BASS LANE · same community
4 bd · 2 ba · 1,501 sqft · $200/sqft · 138 DOM
Sold · Dec ’25$260,000
313 BASS COURT · same community
4 bd · 2 ba · 1,501 sqft · $173/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 318 BOWFIN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 318 BOWFIN COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
318 BOWFIN COURT FAQs
What would the monthly payment be for 318 BOWFIN COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,855/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 318 BOWFIN COURT?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 318 BOWFIN COURT?+
The most recent tax bill on record (2025) was $3,524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 318 BOWFIN COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $314,900, this home is listed about 15% above the Poinciana median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 318 BOWFIN COURT?+
Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ken Pozek. MLS #O6441090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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