3018 CULLEN LAKE SHORE DRIVE, BELLE ISLE, FL, 32812
Active5 days on marketListed Sep 15, 2026MLS #O6441103
About this home
3018 CULLEN LAKE SHORE DRIVE
This well-loved home has been proudly owned by the same owners for an impressive 48 years, and the care and pride of ownership truly shows throughout. This spacious 4BR/2BA split plan layout provides comfortable living and entertaining. The floorplan consists of a living/dining combination, an eat-in kitchen, an inside laundry area, a family room, and a huge bonus room, which is ideal for a game room, home office, media room, playroom, or just additional gathering space. Beautiful hardwood floors flow throughout the home, adding warmth and timeless character. Step outside to enjoy the large screened in back porch, ideal for relaxing or entertaining while overlooking the private backyard. Situated on a large corner lot, the home offers a spacious two-car garage with two separate full driveways, one in the front of the house, and one on the side, providing extra parking and convenience. Both driveways have access to their own garage door for easy entry into the garage. Recent updates include a new roof, new A/C, and an upgraded electrical panel all completed within the last two years. Belle Isle is a Golf Cart community. Convenient location to shopping, schools and restaurants. Cornerstone Charter Academy is a K-12 community school. Lake Conway Estates has a voluntary HOA that provides access to their community boat ramp leading to the Lake Conway Chain, and tennis courts.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,291
Sqft
0.39 ac
Lot size
2
Garage
1966
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,134 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,134/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.1%
$/sqft vs Belle Isle actives
$207 vs $301
Days on market
5 vs 70 typical
Where $207/sqft sits among the 16 Belle Isle actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Conway Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belle Isle. See the full Belle Isle guide →
Lake Conway Estates — neighborhood snapshot
Population
1,222
Median age
39
Median income
$153,530
Median home value
$437,303
Avg household
3
Households w/ children
163
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belle Isle market
$630K → $665K
Belle Isle median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 16
Belle Isle actives have cut their price
Median sold price, Belle Isle, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 209% above the BELLE ISLE 32812 median. See the full Belle Isle market guide →
Paper trail
This home's history
Reality check
What actually sold near 3018 CULLEN LAKE SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$740,000
3516 BATTERSEA COURT
5 bd · 3 ba · 3,284 sqft · $225/sqft · 61 DOM
Sold · Jun ’26$745,000
6506 FRANCONIA DRIVE
5 bd · 4.5 ba · 3,333 sqft · $224/sqft · 7 DOM
Sold · Oct ’25$765,000
4323 KEZAR COURT
5 bd · 4.5 ba · 3,123 sqft · $245/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3018 CULLEN LAKE SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3018 CULLEN LAKE SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3018 CULLEN LAKE SHORE DRIVE FAQs
What would the monthly payment be for 3018 CULLEN LAKE SHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,134/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3018 CULLEN LAKE SHORE DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3018 CULLEN LAKE SHORE DRIVE?+
The most recent tax bill on record (2025) was $445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3018 CULLEN LAKE SHORE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belle Isle?+
At $679,900, this home is listed about 31% above the Belle Isle median of $519,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3018 CULLEN LAKE SHORE DRIVE?+
Shenandoah Elementary (elementary), Conway Middle (middle), Oak Ridge High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Lydia Pisano. MLS #O6441103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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