6809 WILLOUGHBY LANE, BELLE ISLE, FL, 32812
Active2 days on marketListed Aug 31, 2026MLS #O6437602
About this home
6809 WILLOUGHBY LANE
Live the Florida waterfront lifestyle in this beautifully updated 3-bedroom, 2-bath canal-front home on the sought-after Conway Chain of Lakes. With tile flooring throughout, the home features a stylish kitchen equipped with a high-end stainless steel refrigerator and dishwasher, furniture-quality cabinetry, and granite countertops. The primary bath offers a spa-like feel with its walk-in shower. Step outside to your private backyard retreat, complete with an outdoor kitchen, firepit, covered porch, and serene canal views. Enjoy peaceful mornings by the water, host unforgettable gatherings, or launch from your private dock and boat slip for fishing, boating, and sunset cruises on the lake. Recent upgrades include a remodeled guest bath (2024), A/C system (2021), metal roof (2020), septic system (2016), and an updated garage with a new door (2025). The exterior was freshly painted, and both porches were updated in 2026. Whether you’re seeking a full-time residence, weekend escape, or a waterfront getaway, this home delivers comfort, outdoor living, and the quintessential Florida experience. Cast off your cares and seize this exceptional waterfront opportunity. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,675
Sqft
0.26 ac
Lot size
1
Garage
1955
Year built
One
Levels
$403
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,652 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,652/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+58.3%
$/sqft vs Belle Isle actives
$403 vs $290
Days on market
2 vs 70 typical
Where $403/sqft sits among the 12 Belle Isle actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belle Isle. See the full Belle Isle guide →
BELLE ISLE 32812 — neighborhood snapshot
Population
34,454
Median age
37.8
Median income
$74,245
Median home value
$342,800
Avg household
2.45
Households w/ children
4,013
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belle Isle market
$630K → $665K
Belle Isle median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 12
Belle Isle actives have cut their price
Median sold price, Belle Isle, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 185% above the BELLE ISLE 32812 median. See the full Belle Isle market guide →
Paper trail
This home's history
Reality check
What actually sold near 6809 WILLOUGHBY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$352,500
3815 BRIGHTON PARK CIRCLE
3 bd · 2.5 ba · 1,668 sqft · $211/sqft · 8 DOM
Sold · Jan ’26$350,000
3593 BRIGHTON PARK CIRCLE
3 bd · 2.5 ba · 1,661 sqft · $211/sqft · 25 DOM
Sold · Jul ’26$390,000
3640 SICKLE STREET
3 bd · 2 ba · 1,661 sqft · $235/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6809 WILLOUGHBY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6809 WILLOUGHBY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6809 WILLOUGHBY LANE FAQs
What would the monthly payment be for 6809 WILLOUGHBY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,652/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6809 WILLOUGHBY LANE?+
The most recent tax bill on record (2025) was $7,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6809 WILLOUGHBY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belle Isle?+
At $675,000, this home is listed about 30% above the Belle Isle median of $519,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6809 WILLOUGHBY LANE?+
Shenandoah Elementary (elementary), Conway Middle (middle), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 185% above the BELLE ISLE 32812 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Belle Isle market that averages 70 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Hang Kendall. MLS #O6437602.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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