CENTURY 21 Edge
$399,5003 bd2 ba1,754 sqft$228 /sqft$3,178 /mo all-in ↓

1544 WYNELL STREET, ST CLOUD, FL, 34771

Active10 days on marketListed Sep 11, 2026MLS #O6441166

Priced 3% below the ST CLOUD 34771 medianWaterfrontSingle Family ResidenceWIREGRASS PH 1

About this home

1544 WYNELL STREET

Some homes are simply clean… and then there are homes that make you wonder if Mrs. Clean actually lives here! From the moment you step through the front door, it is immediately apparent that this 3-bedroom, 2-bathroom home has been exceptionally loved, cared for, and maintained. One of the cleanest and most well-kept homes you will find, this property offers that rare feeling of walking into a home where every detail has been thoughtfully cared for and there is truly nothing left to do but unpack and enjoy. Designed with comfortable Florida living in mind, the open-concept floor plan creates an inviting sense of space while allowing the living, dining, and kitchen areas to flow naturally together. Whether you're hosting friends for dinner, gathering with family, or simply enjoying a quiet evening at home, the layout feels both functional and effortlessly comfortable. The kitchen features stainless steel appliances and plenty of workspace, making everyday meals and entertaining a pleasure. The split-bedroom design provides a wonderful sense of privacy, with the primary suite thoughtfully separated from the additional bedrooms. A dedicated laundry room adds another layer of convenience to the home's well-planned design. But perhaps one of the most special features awaits just beyond the living area. Step onto the screened-in patio and take in the peaceful pond view. This is the kind of outdoor space that invites you to slow down—morning coffee while watching the water, an afternoon glass of wine, or an evening spent watching the sky transform into brilliant Florida sunset colors. The tranquil waterfront setting creates a beautiful backdrop and a sense of serenity that is becoming increasingly difficult to find. Beyond the home itself, you'll enjoy the benefits of an established community with amenities including a community pool and dog park, making it easy to enjoy Florida's outdoor lifestyle without sacrificing convenience. Pet lovers will appreciate the nearby Wiregrass Dog Park, while everyday shopping and dining are close at hand at Cornerstone at Narcoossee. Location is another standout. You'll be conveniently positioned near Lake Nona Medical City, Orlando International Airport, major transportation routes, shopping, dining, and highly regarded schools, giving you the ideal combination of accessibility and peaceful residential living. And while the location and amenities are certainly appealing, it is the condition of this home that truly sets it apart. Pride of ownership is evident throughout. This is not a home that has simply been prepared for the market—it feels like a home that has been genuinely cared for. Clean, comfortable, inviting, and exceptionally well maintained, it offers the kind of confidence buyers dream about finding. Imagine coming home, closing the door behind you, and leaving the day's demands behind. Enjoy dinner with friends, relax in the living room, or step outside to watch the sunset reflected across the pond. This is more than a house—it is a place where life feels easy, peaceful, and comfortable. If you've been waiting for a home that checks the boxes for location, layout, lifestyle, and condition, 1544 Wynell Street deserves to be at the top of your list. Homes this clean, this well cared for, and this inviting don't come along every day. Come see it for yourself—you may just find the home you've been waiting for.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,754

Sqft

0.13 ac

Lot size

2

Garage

2021

Year built

One

Levels

$228

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$100/mo
Taxes (2025)$4,670/yr
PetsYes
CommunityPark · Playground · Pool

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$389
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,983Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,983
Interest rate6.00%
Loan term

Estimated payment

$3,178/mo

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$389
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$382KedgeAI estimate $406,871 · range $398K$427K$444K

vs edgeAI estimate

−1.8%

$/sqft vs St Cloud actives

$228 vs $217

Days on market

10 vs 47 typical

Where $228/sqft sits among the 400 St Cloud actives

122
160 · this home
57
26
14
21
$154–199$199–243$243–288$288–332$332–377$377+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Drive times from this address

Orlando Int’l Airport (MCO)35 min
Downtown Orlando40 min
Walt Disney World46 min
Universal Orlando47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryHarmony Community School★★★★
HighHarmony High School★★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$412K$394K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

244 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $399,500 · 10 days on market since
2021Built · WIREGRASS PH 1

Reality check

What actually sold near 1544 WYNELL STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1544 WYNELL STREETSold · Nov ’25

$380,000

1544 WYNELL STREET · same community

3 bd · 2 ba · 1,754 sqft · $217/sqft · 10 DOM

1580 WYNELL STREETSold · Jan ’26

$400,000

1580 WYNELL STREET · same community

4 bd · 2 ba · 2,103 sqft · $190/sqft · 648 DOM

1539 WYNELL STREETSold · Oct ’25

$535,000

1539 WYNELL STREET · same community

4 bd · 3.5 ba · 3,021 sqft · $177/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1544 WYNELL STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1544 WYNELL STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1544 WYNELL STREET FAQs

What would the monthly payment be for 1544 WYNELL STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,178/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1544 WYNELL STREET?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1544 WYNELL STREET?+

The most recent tax bill on record (2025) was $4,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1544 WYNELL STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $399,500, this home is listed about 7% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1544 WYNELL STREET?+

Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST CLOUD 34771 market on paper

$399,500 is 3% below the ST CLOUD 34771 median of $411,493, and at $228/sqft it sits under the St Cloud average of $236.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MAINFRAME REAL ESTATE · Justin Dalrymple, LLC. MLS #O6441166.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Cloud homes, in your inbox

Like 1544 WYNELL STREET but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Elizabeth to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 21, 2026 at 9:47 AM UTC. The listing information on this page last changed on September 21, 2026 at 9:47 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 21, 2026 at 9:47 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 21, 2026 at 9:47 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.