4039 LANA AVENUE, DAVENPORT, FL, 33897
Active16 days on marketListed Oct 22, 2026MLS #O6441777
About this home
4039 LANA AVENUE
BEAUTIFUL & WELL-MAINTAINED 5-bedroom, 5.5-bath pool home in the sought-after Windsor Island Resort! Designed with the vacation-home market in mind, this property offers plenty of space for large families and groups. The home features tile flooring in the main living areas, carpet in the bedrooms, and granite countertops in the kitchen. There is a dedicated game room, adding an additional entertainment area for family and guests. Enjoy your own private swimming pool with a screened enclosure, along with ceiling fans throughout and a washer and dryer for added convenience. Windsor Island Resort offers an impressive lineup of resort amenities, including a clubhouse, resort-style pool, lazy river, waterslides, splash area, fitness center, sports courts, playground, and more. The community is guard-gated with 24-hour security and roving patrol, providing added peace of mind for owners and guests. This property offers the space and features that make it an attractive option for a vacation home or investment property. Conveniently located near Disney, shopping, dining, golf, and major Central Florida attractions. CONTACT US FOR A SHOWING TODAY!
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
2,622
Sqft
0.11 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,621 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,621/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs WINDSOR ISLAND RESIDENCE PH 3
$225 vs $212
Days on market
16 vs 73 typical
Where $225/sqft sits among the 23 homes for sale in WINDSOR ISLAND RESIDENCE PH 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Windsor Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Windsor Island is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
30,159
Median age
38
Median income
$70,982
Median home value
$307,100
Avg household
2.79
Households w/ children
3,551
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $347K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
11 of 23
WINDSOR ISLAND RESIDENCE PH 3 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 4039 LANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$500,000
4210 LANA AVENUE · same community
5 bd · 4.5 ba · 2,293 sqft · $218/sqft · 36 DOM
Sold · Oct ’26$525,000
3954 LANA AVENUE · same community
5 bd · 4.5 ba · 2,283 sqft · $230/sqft · 81 DOM
Sold · Oct ’25$438,000
4138 LANA AVENUE · same community
5 bd · 4 ba · 2,283 sqft · $192/sqft · 196 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4039 LANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4039 LANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4039 LANA AVENUE FAQs
What would the monthly payment be for 4039 LANA AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,621/mo — principal and interest, the actual property-tax bill, the $791/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4039 LANA AVENUE?+
The association fee works out to $791 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4039 LANA AVENUE?+
The most recent tax bill on record (2025) was $8,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4039 LANA AVENUE be rented short-term?+
Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4039 LANA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $590,000, this home is listed about 53% above the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4039 LANA AVENUE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$590,000 runs 80% above the DAVENPORT 33897 median — but at 2,622 sqft it's also 32% larger than the typical Davenport listing.
02Zoned for nightly rentals
Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $791/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Suzanne Docobo. MLS #O6441777.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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