2727 NE 4TH PLACE, CAPE CORAL, FL, 33909
Active5 days on marketListed Sep 15, 2026MLS #O6441957
About this home
2727 NE 4TH PLACE
Virtually Staged. BIG-TICKET UPDATES ARE ALREADY DONE! This spacious Cape Coral home offering a comfortable, functional floor plan along with several significant recent improvements that add value and peace of mind. Major updates include a NEW ROOF in 2024, NEW WATER HEATER in 2025, A/C COMPRESSOR replaced in 2024, GARAGE DOOR replaced in 2023, and WELL updated/replaced in 2024. Step inside and you’ll immediately notice the attractive large-format tile flooring flowing throughout the main living areas. The open and versatile layout provides plenty of room for everyday living and entertaining, with generous living and dining spaces, architectural archways, abundant natural light, and multiple areas that can easily accommodate a home office, sitting area, or flex space. The spacious kitchen is designed for functionality with abundant wood cabinetry, extensive countertop space, stainless-steel appliances, pantry-style storage, a breakfast bar, and plenty of room for meal preparation and entertaining. Its connection to the surrounding living areas keeps everyone together and creates an easy flow for gatherings. The home offers comfortable bedrooms, a full bath with tub/shower combination, and a dedicated indoor laundry area featuring front-loading washer and dryer, built-in upper cabinetry, countertop workspace, and additional storage. Step outside and take advantage of the backyard storage shed, perfect for lawn equipment, tools, bicycles, fishing gear, beach supplies, or additional household storage. With a 2024 ROOF, 2025 WATER HEATER, 2024 A/C COMPRESSOR, 2023 GARAGE DOOR, 2024 WELL, indoor laundry, spacious kitchen, easy-care tile flooring, generous living areas, and backyard storage shed, this home delivers the combination buyers want—space, functionality, major improvements, and Florida living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,044
Sqft
0.23 ac
Lot size
2
Garage
1987
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,285 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,285/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.1%
$/sqft vs CAPE CORAL
$147 vs $245
Days on market
5 vs 34 typical
Where $147/sqft sits among the 154 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
78 of 154
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 335% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2727 NE 4TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$384,000
123 SW 29TH STREET · same community
4 bd · 2.5 ba · 2,048 sqft · $188/sqft · 46 DOM
Sold · Dec ’25$444,000
2711 SW 27TH STREET · same community
3 bd · 2 ba · 2,028 sqft · $219/sqft · 30 DOM
Sold · Jun ’26$490,000
2213 SW 7TH PLACE · same community
3 bd · 2 ba · 2,067 sqft · $237/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2727 NE 4TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2727 NE 4TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2727 NE 4TH PLACE FAQs
What would the monthly payment be for 2727 NE 4TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,285/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2727 NE 4TH PLACE?+
The most recent tax bill on record (2025) was $2,726. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $299,900, this home is listed about 29% below the Cape Coral median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2727 NE 4TH PLACE?+
Diplomat Middle School (middle), Diplomat Elementary School (elementary), Dr Carrie D Robinson Littleton Elementary School (elementary), Tropic Isles Elementary School (elementary), Caloosa Middle School (middle), North Fort Myers High School (high), Caloosa Elementary School (elementary), Mariner High School (high), Island Coast High School (high), Hancock Creek Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,900 runs 335% above the CAPE CORAL 33909 median.
02Fresh on the market
Only 5 days on market in a Cape Coral market that averages 34 — if it fits, move quickly.
03Strong assigned schools
Diplomat Middle School, Diplomat Elementary School, Dr Carrie D Robinson Littleton Elementary School, Tropic Isles Elementary School, Caloosa Middle School, North Fort Myers High School, Caloosa Elementary School, Mariner High School, Island Coast High School, Hancock Creek Elementary School, Cape Coral High School, Ida S. Baker High School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Richard Gailey. MLS #O6441957.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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