CENTURY 21 Edge
$315,0002 bd2 ba1,392 sqft$226 /sqft$2,954 /mo all-in ↓

5665 NW 40TH LOOP, OCALA, FL, 34482

Active4 days on marketListed Sep 17, 2026MLS #O6442732

Single Family ResidenceOCALA PRESERVE PH 5

About this home

5665 NW 40TH LOOP

Welcome to 5665 NW 40th Loop, a beautifully maintained 2-bedroom, 2-bathroom home in the sought-after 55+ section of Ocala Preserve. Designed for comfortable, low-maintenance Florida living, this inviting residence features durable tile flooring throughout, an easy-flow floor plan, and a Generac whole-home generator for added comfort and peace of mind. Additionally.. there is a whole house water softening system in place too and a reverse osmosis filter in the kitchen! The kitchen has a beautiful backsplash with Quartz countertops and a brand new Kitchenaid microwave/convection oven, and leads out to the back screened lanai so you can enjoy the Florida weather any time of day! Step outside and discover a wonderfully deep lot offering additional outdoor space for relaxing, gardening, entertaining, or simply enjoying Ocala’s beautiful year-round climate. Whether you are searching for a full-time residence, seasonal retreat, or retirement home in Ocala, this property delivers the ideal combination of convenience, security, and resort-style living. Ocala Preserve residents enjoy an amenity-rich lifestyle with opportunities for golf, fitness, swimming, pickleball, tennis, bocce, walking trails, community activities, dining, and more. The community is conveniently located near shopping, restaurants, medical services, historic Downtown Ocala, and the internationally recognized World Equestrian Center, known for premier equestrian events, upscale dining, shopping, entertainment, and luxury resort experiences. If you have been searching for an Ocala Preserve home for sale, a 55+ community near the World Equestrian Center, or a Central Florida home with a whole-house generator and spacious lot, this one deserves a closer look. Schedule your private showing and experience the relaxed, active Florida lifestyle waiting for you!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,392

Sqft

0.12 ac

Lot size

2

Garage

2019

Year built

One

Levels

$226

Per sqft

Partially55+ communityPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Purifier · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
FacesNorth
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$528/mo
Taxes (2025)$3,273/yr
PetsYes
CommunityDock · Fishing · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesNatural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,954 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$273
HOA fee — from the listing$528
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,954/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$273
HOA / condo fee$528
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$237KedgeAI estimate $259,878 · range $247K$269K$328K

vs edgeAI estimate

+21.2%

$/sqft vs Ocala actives

$226 vs $179

Days on market

4 vs 53 typical

Where $226/sqft sits among the 400 Ocala actives

203
133 · this home
26
7
9
22
$126–180$180–233$233–286$286–340$340–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

ElementaryFessenden Elementary School★★★★★
MiddleNorth Marion Middle School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$285K$283K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

223 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $315,000 · 4 days on market since
2019Built · OCALA PRESERVE PH 5

Reality check

What actually sold near 5665 NW 40TH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5505 NW 40TH LOOPSold · Nov ’25

$304,000

5505 NW 40TH LOOP · same community

2 bd · 2 ba · 1,470 sqft · $207/sqft · 51 DOM

5651 NW 40TH PLACESold · Dec ’25

$325,000

5651 NW 40TH PLACE · same community

2 bd · 2 ba · 1,470 sqft · $221/sqft · 169 DOM

5595 NW 40TH PLACESold · Dec ’25

$336,500

5595 NW 40TH PLACE · same community

2 bd · 2 ba · 1,660 sqft · $203/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5665 NW 40TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5665 NW 40TH LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5665 NW 40TH LOOP FAQs

What would the monthly payment be for 5665 NW 40TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,954/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5665 NW 40TH LOOP?+

The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5665 NW 40TH LOOP?+

The most recent tax bill on record (2025) was $3,273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5665 NW 40TH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $315,000, this home is listed about 5% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5665 NW 40TH LOOP?+

Fessenden Elementary School (elementary), North Marion Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$315,000 runs 20% above the OCALA 34482 median.

02Know the monthly fee

The association fee is $528/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 4 days on market in a Ocala market that averages 53 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS CLASSIC · Cassie Lamoureux. MLS #O6442732.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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