5504 NW 40TH LOOP, OCALA, FL, 34482
Active190 days on marketListed Jan 14, 2026MLS #OM716576
About this home
5504 NW 40TH LOOP
Welcome to resort-style living at its finest in the highly sought-after Ocala Preserve community. This elegant Shea-built Monaco model offers 2 bedrooms, 2 bathrooms, and a private study—perfect for a home office, sitting room, or flex space. Situated on a desirable corner lot, this home provides exceptional privacy and peaceful outdoor living from the inviting back patio. Step inside to soaring ceilings, abundant natural light, and upgrades throughout. The gourmet kitchen features granite countertops, stainless steel appliances, an eat-in dining area, and plenty of storage. The open, split-bedroom floorplan creates effortless flow and comfort whether entertaining or enjoying quiet evenings at home. The primary suite is a true private retreat, offering a spacious walk-in closet and a spa-like en-suite bathroom with a large walk-in shower and refined finishes. The guest bedroom is thoughtfully designed for comfort and privacy, with the study providing additional versatility. An interior laundry room and ample storage add everyday convenience. Outside, enjoy a serene and private back patio perfect for morning coffee, evening wine, or simply unwinding in nature. Living in Ocala Preserve means experiencing a lifestyle beyond compare. Community amenities include a Tom Lehman–designed golf course, resort-style pool, state-of-the-art fitness center, tennis and pickleball courts, scenic walking trails, a dog park, and a full calendar of social clubs and activities. This is a lifestyle—not just a community. Perfectly located near shopping, restaurants, downtown Ocala, medical facilities, WEC, and HITS, with no CDD fees, this home offers the very best of Florida living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,666
Sqft
0.16 ac
Lot size
2
Garage
2019
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,008 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,008/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.7%
Days on market
190 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5504 NW 40TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5504 NW 40TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5504 NW 40TH LOOP FAQs
What would the monthly payment be for 5504 NW 40TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,008/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5504 NW 40TH LOOP?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5504 NW 40TH LOOP?+
The most recent tax bill on record (2025) was $3,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5504 NW 40TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $324,900, this home is listed about 9% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5504 NW 40TH LOOP?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$324,900 runs 25% above the OCALA 34482 median.
02Know the monthly fee
The association fee is $528/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
190 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $339,000, now $324,900 — a $14K cut. The full history is in the market section below.
Listing courtesy of OAK & SAGE REALTY LLC · Cynthia Wojciechowski. MLS #OM716576.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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