5541 NW 40TH LOOP, OCALA, FL, 34482
Active23 days on marketListed Oct 15, 2026MLS #OM734120
About this home
5541 NW 40TH LOOP
RESORT-STYLE LIVING IN OCALA PRESERVE! Discover an exceptional opportunity to enjoy the active Florida lifestyle in one of Ocala's premier 55+ communities! This beautifully maintained, move-in-ready, 3-bedroom, 2-bath home, built in 2023, offers 1,505 square feet of thoughtfully designed living space, attractive modern finishes, and all the benefits of living in the spectacular, gated Ocala Preserve community. Step inside to discover a bright, inviting interior with neutral colors, recessed lighting, and an easy flow between the living room, dining area, and kitchen. The kitchen features rich wood cabinetry, attractive granite countertops, stainless steel appliances, a breakfast bar, and plenty of storage and preparation space. Whether you're entertaining guests or enjoying a quiet evening at home, the open layout makes everyday living a breeze. The spacious primary bedroom offers a comfortable retreat with an ensuite bathroom featuring dual sinks and a walk-in shower. Two additional bedrooms provide flexibility for guests, hobbies, or a home office. You'll also appreciate the convenience of an interior laundry room and an attached two-car garage. Out back, a covered, screened lanai provides a relaxing spot to enjoy the Florida weather without the bugs, while the grassy backyard offers room for outdoor activities, gardening, or simply unwinding. BUT THE REAL MAGIC OF THIS PROPERTY EXTENDS WELL BEYOND THE FRONT DOOR! Ocala Preserve is a spectacular, resort-style community nestled among more than 600 acres of beautifully landscaped grounds, scenic green spaces, and majestic oak preserves. At the heart of the community is the impressive Oak House Resort Club, where residents can enjoy resort-style swimming pools, a lap pool, a fitness center, tennis, pickleball and bocce ball courts, and an exciting calendar of social activities, clubs and events. Golf enthusiasts will appreciate the innovative Tom Lehman-designed golf course, while nature lovers can explore miles of walking and biking trails, scenic boardwalks, a beautiful lake, kayaking, canoeing and fishing. The community also features the Salted Brick restaurant and bar, the Daily Grind café, the Agave Spa and Salon, and inviting gathering spaces designed for making friends and enjoying life. The newer Lake House amenity center adds even more opportunities for recreation and relaxation! And when you're ready to venture beyond the community, you'll appreciate the convenient location near I-75, downtown Ocala's shopping, restaurants, and entertainment, and the renowned World Equestrian Center. WHY SETTLE FOR JUST A BEAUTIFUL HOME WHEN YOU CAN ENJOY AN ENTIRE RESORT LIFESTYLE? With attractive curb appeal, a paver driveway, a screened lanai, and access to Ocala Preserve's remarkable lifestyle amenities, this home offers an outstanding opportunity to enjoy the best of Central Florida living. Schedule your private showing today and discover why so many people love calling Ocala Preserve home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,505
Sqft
0.12 ac
Lot size
2
Garage
2022
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,003 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
$/sqft vs Ocala actives
$179 vs $173
Days on market
23 vs 57 typical
Where $179/sqft sits among the 399 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
22,807
Median age
50.6
Median income
$65,901
Median home value
$271,100
Avg household
2.29
Households w/ children
1,630
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$278K → $278K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
158 of 399
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5541 NW 40TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$304,000
5505 NW 40TH LOOP · same community
2 bd · 2 ba · 1,470 sqft · $207/sqft · 51 DOM
Sold · Dec ’25$325,000
5651 NW 40TH PLACE · same community
2 bd · 2 ba · 1,470 sqft · $221/sqft · 169 DOM
Sold · Sep ’26$235,000
5536 NW 40TH LOOP · same community
3 bd · 2 ba · 1,622 sqft · $145/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5541 NW 40TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5541 NW 40TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5541 NW 40TH LOOP FAQs
What would the monthly payment be for 5541 NW 40TH LOOP?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,003/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5541 NW 40TH LOOP?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5541 NW 40TH LOOP?+
The most recent tax bill on record (2025) was $4,116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5541 NW 40TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $269,900, this home is listed about 10% below the Ocala median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5541 NW 40TH LOOP?+
West Port High School (high), Fessenden Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · John Telford. MLS #OM734120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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