
SANTIAGO STREET, ESTERO, FL, 34134
Active26 days on marketListed Sep 19, 2026MLS #O6443282
About this home
SANTIAGO STREET
Excellent long-term investment opportunity in the heart of Estero, FL! This spacious 0.51-acre parcel (22,399 sq. ft.) consists of Lots 13 and 14 within the Estero Springs Unit 2 subdivision. The property is currently fully treed and sits in an un-platted, undeveloped pocket of the neighborhood with undetermined physical road access. It is priced aggressively to reflect its landlocked status, making it the perfect addition for a speculative land investor's portfolio, a buyer looking to hold land for future area development, or a neighboring homeowner looking to expand their acreage! Located in Lee County within a X500 flood zone. Zoning provides various agricultural and holding options. Buyer is responsible for doing all due diligence regarding future access, utilities, and buildability with the Village of Estero and Lee County. Seller makes no guarantees regarding buildability or immediate access. Cash-only offers.
Facts & features
The home at a glance
0.51 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$366 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$366/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside El Dorado Acres
Get to know Estero. See the full Estero guide →
El Dorado Acres — neighborhood snapshot
Population
526
Median age
65
Median income
$96,224
Median home value
$662,100
Avg household
2
Households w/ children
14%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Estero market
$630K → $425K
Estero median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Estero, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% below the ESTERO 34134 median. See the full Estero market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about SANTIAGO STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SANTIAGO STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SANTIAGO STREET FAQs
What would the monthly payment be for SANTIAGO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $366/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SANTIAGO STREET?+
The most recent tax bill on record (2025) was $207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Estero?+
At $29,900, this home is listed about 93% below the Estero median of $410,000. The market section on this page shows how the area is trending.
Which schools are assigned to SANTIAGO STREET?+
Estero High School (high), Spring Creek Elementary School (elementary), Three Oaks Elementary School (elementary), Bonita Springs High School (high), Bonita Springs Middle Center For The Arts (middle), Pinewoods Elementary School (elementary), Three Oaks Middle School (middle), Bonita Springs Elementary School (elementary), San Carlos Park Elementary School (elementary), Rayma C. Page Elementary School (elementary), Lexington Middle School (middle), South Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SPINA REALTY COMPANY · Chris Spina. MLS #O6443282.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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