149 CONCH DRIVE, POINCIANA, FL, 34759
Active1 days on marketListed Sep 19, 2026MLS #O6443331
About this home
149 CONCH DRIVE
Spacious 3 Bedroom 2 Bath – 1,578 sqft – This home was renovated with 42" wood cabinets featuring self-closing doors and drawers, quartz countertops, Stainless appliances and interior paint. This home offers a large master suite with 2 walk-in closets and separate shower with garden tub. It has a split bedroom floor plan, with formal living room and dining room plus a large family room. It features Vaulted ceilings, and ceiling fans throughout – 2 car garage with opener. The Poinciana Community Center also offers a pool & fitness center at very reasonable rates.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,586
Sqft
0.2 ac
Lot size
2
Garage
2005
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,031 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,031/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs Poinciana actives
$150 vs $181
Days on market
1 vs 17 typical
Where $150/sqft sits among the 227 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $280K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
84 of 227
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 149 CONCH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$285,000
371 ELDERBERRY COURT
3 bd · 2 ba · 1,568 sqft · $182/sqft · 195 DOM
Sold · Apr ’26$260,000
363 FERN COURT
4 bd · 2 ba · 1,612 sqft · $161/sqft · 13 DOM
Sold · Nov ’25$264,900
315 FERN COURT
3 bd · 2 ba · 1,614 sqft · $164/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 149 CONCH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 149 CONCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
149 CONCH DRIVE FAQs
What would the monthly payment be for 149 CONCH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,031/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 149 CONCH DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 149 CONCH DRIVE?+
The most recent tax bill on record (2026) was $3,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 149 CONCH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $238,000, this home is listed about 18% below the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 149 CONCH DRIVE?+
Lake Marion Creek Middle School (middle), Laurel Elementary School (elementary), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL ESTATE PROFESSIONALS SE · Robert Meeks. MLS #O6443331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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