3801 BOWFIN TRAIL, KISSIMMEE, FL, 34746
Active16 days on marketListed Sep 24, 2026MLS #O6444277
About this home
3801 BOWFIN TRAIL
WELCOME TO THE BELLALAGO LIFESTYLE! Morning coffee on your covered lanai, afternoons on Lake Toho, and dinner with friends without leaving the community—3801 Bowfin Trail puts the Florida lifestyle within easy reach. Set within Bellalago’s guard-gated waterfront community, this 4-bedroom, 2-bath home offers access to amenities that make staying close to home something to look forward to. Spend the day by the resort-style pools, work out at the fitness centers, enjoy a game of tennis or basketball, or meet neighbors for a fitness class. Community boating facilities, including a boat ramp and boat lift, connect residents to the recreation and natural beauty of Lake Tohopekaliga. Playgrounds, a dog park, and the on-site Flip Flops Bar and Grille offer even more ways to enjoy your surroundings. At home, a premium corner homesite with only one direct neighbor and a peaceful waterfront backdrop provides a relaxing place to unwind. The covered lanai is an inviting spot to start the morning or settle in after a day on the water. Inside, the open-concept layout keeps the kitchen and main living spaces connected, while the split-bedroom design gives the primary suite its own private retreat. Built in 2015 with numerous builder upgrades, the home features upgraded tile in the main living areas and bathrooms, upgraded cabinetry, and a primary bath with a separate shower and soaking tub. A new HVAC system in 2026, a spacious 3-car garage, and a paver driveway round out the home’s practical comforts. Nearby shopping, dining, and everyday conveniences make it easy to handle the essentials and get back to what you enjoy. Whether your ideal day includes boating, a poolside afternoon, an energizing workout, or a quiet evening on the lanai, 3801 Bowfin Trail offers a welcoming home base for life in Bellalago.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,400
Sqft
0.26 ac
Lot size
3
Garage
2015
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs BELLALAGO PH 4K
$179 vs $166
Days on market
16 vs 89 typical
Where $179/sqft sits among the 8 homes for sale in BELLALAGO PH 4K
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
3 of 8
BELLALAGO PH 4K have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3801 BOWFIN TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$430,000
3888 BOWFIN TRAIL · same community
4 bd · 2 ba · 2,398 sqft · $179/sqft · 186 DOM
Sold · Jan ’26$436,000
3856 SHORESIDE DRIVE · same community
4 bd · 3 ba · 2,413 sqft · $181/sqft · 74 DOM
Sold · Sep ’26$515,000
3874 BOWFIN TRAIL · same community
4 bd · 3.5 ba · 2,763 sqft · $186/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3801 BOWFIN TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3801 BOWFIN TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3801 BOWFIN TRAIL FAQs
What would the monthly payment be for 3801 BOWFIN TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,795/mo — principal and interest, the actual property-tax bill, the $364/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3801 BOWFIN TRAIL?+
The association fee works out to $364 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3801 BOWFIN TRAIL?+
The most recent tax bill on record (2025) was $6,598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3801 BOWFIN TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $430,000, this home is listed about 15% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3801 BOWFIN TRAIL?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Abby Greenberg. MLS #O6444277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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