3881 BOWFIN TRAIL, KISSIMMEE, FL, 34746
Active5 days on marketListed Sep 15, 2026MLS #S5157191
About this home
3881 BOWFIN TRAIL
The lifestyle living in this 3-bedroom, 2-bath single-family home that you and your family are looking for, located in the highly desirable guard-gated Bellalago community. Built in 2007 and offering approximately 2500 square feet of thoughtfully designed living space, this home blends functionality with everyday comfort. Step inside to find a bright, open layout featuring a spacious great room, eat-in kitchen, and a convenient attached two-car garage. The home includes a mix of ceramic tile and vinyl flooring, along with central heating and cooling, providing year-round comfort for Florida living. The property offers ample outdoor space while maintaining easy upkeep. The layout includes three well-proportioned bedrooms, including a private primary suite with a walk-in closet and full bath. Residents of Bellalago enjoy access to a gated community with resort-style amenities, including a community pool, fitness center, playgrounds, tennis courts, and boat dock access, all set in a beautifully maintained lakeside environment. Conveniently located near shopping, dining, major roadways, and Central Florida attractions, this home is ideal as a primary residence, second home, or investment opportunity.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,533
Sqft
0.28 ac
Lot size
3
Garage
2007
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,671 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,671/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.5%
$/sqft vs BELLALAGO PH 4K
$166 vs $183
Days on market
5 vs 55 typical
Where $166/sqft sits among the 9 homes for sale in BELLALAGO PH 4K
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 9
BELLALAGO PH 4K have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3881 BOWFIN TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$436,000
3856 SHORESIDE DRIVE · same community
4 bd · 3 ba · 2,413 sqft · $181/sqft · 74 DOM
Sold · Mar ’26$430,000
3888 BOWFIN TRAIL · same community
4 bd · 2 ba · 2,398 sqft · $179/sqft · 186 DOM
Sold · Feb ’26$445,000
3898 BOWFIN TRAIL · same community
4 bd · 3 ba · 2,808 sqft · $158/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3881 BOWFIN TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3881 BOWFIN TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3881 BOWFIN TRAIL FAQs
What would the monthly payment be for 3881 BOWFIN TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,671/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3881 BOWFIN TRAIL?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3881 BOWFIN TRAIL?+
The most recent tax bill on record (2026) was $6,338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3881 BOWFIN TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $419,900, this home is listed about 11% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3881 BOWFIN TRAIL?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Cindy Castillo, LLC. MLS #S5157191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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